2195 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 2195 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details2,086 sqft · built 2021
Lot Size1.05 acres (46,174 sqft)
OwnerIndividual Name on Record
Last Sale$189,500 (Dec 2021)
Tax Bill$973 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN265-00-00-130

Property Details

APN / Parcel Number

Primary APN265-00-00-130
Alternative APN
  • 2320

Interior

Stories1 Story
Building Area2,086 sqft Gross Area

Exterior

Year BuiltBuilt 2021
Exterior MaterialVinyl
Lot Area46,174 sqft (1.05 acres)

Location & Zoning

Account Number2320
Street Address2195 RIDGEWAY RD
CityLUGOFF
StateSC
Zip29078-8840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT B
Legal TractB
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2008
Census Tract970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2195 RIDGEWAY RD, LUGOFF, SC 29078-8840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2021 · Amount on Record
Deed SaleDec 9, 2021 · Amount on Record
Deed Document Number0004632101
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address2195 RIDGEWAY RD, LUGOFF, SC 29078-8840
Transaction TypeMortgage
Record UpdatedMar 7, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2195 RIDGEWAY RD, LUGOFF, SC 29078-8840

Mortgage

Document Number0020241437
DateFeb 23, 2024
Book Page5093/218
Instrument2024-1437
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2039

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$973.00 (+2.31%)$194,200 (+2.64%) Land $30,000 Building $164,200$194,200 (+2.64%)
2023$951.00$189,200 Land $30,000 Building $159,200$189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgeway Rd

Nearby Streets

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