2184 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 2184 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	952 sqft
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$159,900 (Jan 2026)
Tax Bill	$3,078 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265-00-00-031`

Property Details

APN / Parcel Number

Primary APN	`265-00-00-031`
Alternative APNs	`0265 00 00 0310` `1527`

Interior

Stories	1 Story
Building Area	952 sqft Gross Area

Exterior

Exterior Material	Vinyl
Lot Area	35,284 sqft (0.81 acres)
Porch	Porch
Porch Area	63 sqft

Location & Zoning

Account Number	1527
Old Parcel Number	0265 00 00 0310
Street Address	2184 RIDGEWAY RD
City	LUGOFF
State	SC
Zip	29078-8840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	PARCEL A
Legal Subdivision	RAYMOND S JACKSON & CHARLOTTE
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	970401

Owner

Source: Kershaw County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2184 RIDGEWAY RD, LUGOFF, SC 29078-8840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 27, 2023	Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	2026-518
Deed Book / Page	5509 / 161
Record Updated	Jun 8, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 20, 2026
Property Address	2184 RIDGEWAY RD, LUGOFF, SC 29078-8840
Document Number	0002026518
Book / Page	5509 / 161
Map Reference	MB A190 PG 9B
Instrument Date	Jan 16, 2026
Instrument	2026-518
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2184 RIDGEWAY RD, LUGOFF, SC 29078-8840

Mortgage

Document Number	0002026523
Date	Jan 20, 2026
Instrument	2026-523

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Apr 27, 2023
Property Address	2184 RIDGEWAY RD, LUGOFF, SC 29078-8840
Document Number	202300003511
Book / Page	4934 / 246
Map Reference	MB A190 PG 9B
Instrument Date	Apr 27, 2023
Instrument	202300003511
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$403.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2184 RIDGEWAY RD, LUGOFF, SC 29078-8840

Mortgage

Document Number	202300003512
Date	Apr 27, 2023
Instrument	202300003512

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,078.00 (+146.04%)	$155,000 (-) Land $15,000 Building $140,000	$155,000 (-)
2023	$1,251.00 (-44.38%)	$155,000 (+38.39%) Land $15,000 Building $140,000	$155,000 (+38.39%)
2022	$2,249.00	$112,000 Land $10,000 Building $102,000	$112,000 Land $10,000 Building $102,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1989–2020)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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