Benton County property record for 2195 Prospect Dr NE, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 46,685 sqft (1.07 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2021) |
| Tax Bill | $104.00 (2026) |
| Primary APN | 17.01780.00 |
|---|
| Lot Area | 46,685 sqft (1.07 acres) |
|---|
| Street Address | 2195 PROSPECT DR NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9623 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-30 TWP-036 RANGE-030 POINT PLEASANT PLAT 2 LOT-008 BLOCK-002 |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 30 |
| Legal Subdivision | POINT PLEASANT PLAT 2 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.01780.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2195 PROSPECT DR NE, SAINT CLOUD, MN 56304-9623 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 07, 2021 | Deed of Trust, Mortgage · Line of Credit LIBERTY BANK MINNESOTA |
| Dec 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK MINNESOTA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Deed Doc Number | 2021457597 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 2195 PROSPECT DR NE, SAINT CLOUD, MN 56304-9623 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000457257 |
|---|---|
| Date | Dec 07, 2021 |
| Instrument | 457257 |
| Name | LIBERTY BANK MINNESOTA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 15, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Dec 21, 2021 |
| Property Address | 2195 PROSPECT DR NE, SAINT CLOUD, MN 56304-9623 |
| Document Number | 0000457597 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 457597 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,056.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2195 PROSPECT DR NE, SAINT CLOUD, MN 56304-9623 |
| Document Number | 0000457599 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 457599 |
| Name | LIBERTY BANK MINNESOTA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Jan 01, 2028 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104.00 (-97.01%) Homeowner's exemption | $306,100 (+1.66%) Land $50,000 Building $256,100 | $306,100 (+1.66%) Land $50,000 Building $256,100 |
| 2023 | $3,480.00 | $301,100 Land $50,000 Building $251,100 | $301,100 Land $50,000 Building $251,100 |
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