2175 Prospect Dr NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 2175 Prospect Dr NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	42,954 sqft (0.986 acres)
Occupancy	Owner Occupied
Last Sale	$322,500 (2019)
Tax Bill	$6,202.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`17.01781.00`

Exterior

Lot Area	42,954 sqft (0.986 acres)

Location & Zoning

Street Address	2175 PROSPECT DR NE
City	SAINT CLOUD
State	MN
Zip	56304-9623
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-036 RANGE-030 POINT PLEASANT PLAT 2 LOT-009 BLOCK-002
Legal Range	030
Legal Township	036
Legal Section	30
Legal Subdivision	POINT PLEASANT PLAT 2
Legal Block	2
Legal Lot Number	9
Jurisdiction	BENTON MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2012
Census Tract	21201

Owner

Source: Benton County records · APN 17.01781.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2175 PROSPECT DR NE, SAINT CLOUD, MN 56304-9623
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF ZUMBROTA
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ZUMBROTA
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage LIBERTY SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Deed Doc Number	2019436933
Record Refreshed	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	2175 PROSPECT DR NE, SAINT CLOUD, MN 56304-9623
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2175 PROSPECT DR NE, SAINT CLOUD, MN 56304-9623

Mortgage

Document Number	0000460530
Date	May 13, 2022
Instrument	460530

Lender

Name	BANK OF ZUMBROTA
Type	Bank
Address	ZUMBROTA, MN 55992

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	2175 PROSPECT DR NE, SAINT CLOUD, MN 56304-9623
Transaction Type	Mortgage
Record Updated	Aug 09, 2021
Title Company	ROCHESTER T&E CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	448095
Date	Dec 10, 2020
Instrument	448095

Lender

Name	BANK OF ZUMBROTA
Type	Bank
Address	ZUMBROTA, MN 55992

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jul 12, 2019
Property Address	2175 PROSPECT DR NE, SAINT CLOUD, MN 56304-9623
Document Number	436933
Instrument Date	Jul 10, 2019
Instrument	436933
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	STEWART TITLE, STEWART TTL RELOCATION SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,064.25
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2175 PROSPECT DR NE, SAINT CLOUD, MN 56304-9623

Mortgage

Document Number	436934
Date	Jul 12, 2019
Instrument	436934

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,202.00 (+27.82%) Homeowner's exemption	$407,500 (+6.96%) Land $50,000 Building $357,500	$407,500 (+6.96%) Land $50,000 Building $357,500
2023	$4,852.00	$381,000 Land $50,000 Building $331,000	$381,000 Land $50,000 Building $331,000

2175 Prospect Dr NE, Saint Cloud, MN 56304 Property Records

Property Highlights

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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