Fairfield County property record for 2195 Olde Ridge Ct, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,720 sqft · built 2014 |
| Lot Size | 0.182 acres (7,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,900 (Dec 2025) |
| Tax Bill | $3,106 (2023) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-23222.00 |
| Primary APN | 053-23222.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| 1st Floor Area | 680 sqft |
| 2nd Floor Area | 680 sqft |
| Family Room | Family Room |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,950 sqft (0.182 acres) |
| Lot Dimensions | 106 ft deep x 75 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 0211 01018 |
|---|---|
| Street Address | 2195 OLDE RIDGE CT |
| City | LANCASTER |
| State | OH |
| Zip | 43130-7824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER VALLEY HIGHLANDS SEC 13 PH 1 LOT 1112 |
| Legal Subdivision | RIVER VALLEY HIGHLANDS |
| Legal Phase | 1 |
| Legal Lot Number | 1112 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30901 |
2195 Olde Ridge Ct is owned by an individual who bought it in December 2025.
Source: Fairfield County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 25 S PARK PL # 12, 12, NEWARK, OH 43055-5505 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE LLC |
| Jul 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 29, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 10, 2025 | Survivorship Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC |
| May 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE LLC |
| Sep 25, 2018 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on File |
| Deed Sale | Dec 10, 2025 · Amount on File |
| Prior Sale | Sep 25, 2018 · Amount on File |
| Deed Document Number | 202500021324 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 2195 OLDE RIDGE CT, LANCASTER, OH 43130-7824 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004721 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 202200004721 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 2195 OLDE RIDGE CT, LANCASTER, OH 43130-7824 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2195 OLDE RIDGE CT, LANCASTER, OH 43130-7824 |
| Document Number | 0000011684 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 202300011684 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 2195 OLDE RIDGE CT, LANCASTER, OH 43130-7824 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000017251 |
|---|---|
| Date | Oct 29, 2024 |
| Instrument | 202400017251 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Dec 10, 2025 |
| Property Address | 2195 OLDE RIDGE CT, LANCASTER, OH 43130-7824 |
| Document Number | 0000021324 |
| Map Reference | CAB 3 SL 14 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 202500021324 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25 S PARK PL # 12, 12, NEWARK, OH 43055-5505 |
| Document Number | 0000021325 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 202500021325 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 2195 OLDE RIDGE CT, LANCASTER, OH 43130-7824 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008571 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 1822/1222 |
| Instrument | 202000008571 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CINCINNATI, OH 45242 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Sep 25, 2018 |
| Property Address | 2195 OLDE RIDGE CT, LANCASTER, OH 43130-7824 |
| Document Number | 0000017488 |
| Book / Page | 001775 / 003350 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 17488 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Title Company | FIRST OH TITLE INSURANCE BOX |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $779.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 60005 LOS ANGELES CA 900600005, LOS ANGELES, CA 90060-0005 |
| Document Number | 17489 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 001775/003352 |
| Instrument | 17489 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2048 |
Source: Fairfield County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $103,580 (+21.26%) Land $21,880 Building $81,700 | $295,940 Land $62,510 Building $233,430 | |
| 2024 | $85,420 (-) Land $10,020 Building $75,400 | ||
| 2023 | $3,106.00 Homeowner's exemption | $85,420 (-) Land $10,020 Building $75,400 | |
| 2022 | Homeowner's exemption | $85,420 Land $10,020 Building $75,400 | $244,040 Land $28,620 Building $215,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2195 Olde Ridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2195 Olde Ridge Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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