2178 Olde Ridge Ct, Lancaster, OH 43130 Property Records

Fairfield County property record for 2178 Olde Ridge Ct, Lancaster, OH 43130

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,278 sqft · built 2014
Lot Size0.179 acres (7,802 sqft)
Owner2 Individual Names on Record
Last Sale$335,800 (Apr 2023)
Tax Bill$8,972 (2024)
Deeds & MortgagesOct 2025 Mortgage
Apr 2023 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-32322-800

Property Details

APN / Parcel Number

Primary APN05-32322-800
Alternative APN
  • 0211 01018

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,278 sqft Living Area
Gross Area2,984 sqft
1st Floor Area816 sqft
Basement Area226 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleModern
Exterior MaterialAluminum/Vinyl
Lot Area7,802 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2178 OLDE RIDGE CT
CityLANCASTER
StateOH
Zip43130-7827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER VALLEY HIGHLANDS SEC 13 PH 1 LOT 1118
Legal SubdivisionRIVER VALLEY HIGHLANDS
Legal Lot Number1118
JurisdictionFAIRFIELD OH
Township / Civil DivisionLANCASTER CITY
Census Block Group1
Census Block1004
Census Tract30901

Owner

Source: Fairfield County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2178 OLDE RIDGE CT, LANCASTER, OH 43130-7827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST FINANCIAL BANK
Apr 6, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST FINANCIAL BANK
Apr 6, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST FINANCIAL BANK
Jun 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2023 · Amount on Record
Deed SaleApr 6, 2023 · Amount on Record
Prior SaleMar 6, 2015 · Amount on Record
Deed Document Number20235152
Last Transfer DateOct 14, 2025
Transfer Doc0000018007
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFAIRFIELD OH
Recording DateOct 23, 2025
Property Address2178 OLDE RIDGE CT, LANCASTER, OH 43130-7827
Document Number0000018007
Map ReferenceCAB 3 SL 14
Instrument DateOct 23, 2025
Instrument202500018007
Transaction TypeTransfer
Record UpdatedNov 5, 2025
Title CompanyTITLE FIRST, TITLE FIRST AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2178 OLDE RIDGE CT, LANCASTER, OH 43130-7827

Mortgage

Document Number0000018008
DateOct 23, 2025
Instrument202500018008
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address2178 OLDE RIDGE CT, LANCASTER, OH 43130-7827
Transaction TypeMortgage
Record UpdatedApr 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6567 FINCH LN, CANAL WINCHESTER, OH 43110-7544

Mortgage

Document Number0000005154
DateApr 6, 2023
Instrument202300005154
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD OH
Recording DateApr 6, 2023
Property Address2178 OLDE RIDGE CT, LANCASTER, OH 43130-7827
Document Number0000005152
Map ReferenceCAB 3 SL 14
Instrument DateMar 24, 2023
Instrument202300005152
Transaction TypeTransfer
Record UpdatedFeb 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2178 OLDE RIDGE CT, LANCASTER, OH 43130-7827

Mortgage

Document Number0000005153
DateApr 6, 2023
Instrument202300005153
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

Mortgage

Document Number0000005154
DateApr 6, 2023
Instrument202300005154
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD OH
Property Address2178 OLDE RIDGE CT, LANCASTER, OH 43130-7827
Document Number0000012448
Instrument DateJun 29, 2018
Transaction TypeMortgage
Record UpdatedJul 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2178 OLDE RIDGE CT LANCASTER OH 431307827, LANCASTER, OH 43130-7827

Mortgage

Document Number0000012448
DateJul 18, 2018
Book Page001769/004432
Instrument12448
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressLOUISVILLE, KY 40232
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 17, 2033

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117,510 (+17.75%) Land $20,750 Building $96,760$335,730 (+17.74%) Land $59,280 Building $276,450
2024$8,972.00 (+147.23%)$99,800 (-) Land $9,850 Building $89,950
2023$3,629.00$99,800 (-) Land $9,850 Building $89,950
2022Homeowner's exemption$99,800 Land $9,850 Building $89,950$285,150 Land $28,140 Building $257,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER CITY PWS
serves 40,400 people · EPA ID OH2301012
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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