Erie County and Cheektowaga Town property record for 2195 Old Union Rd, Buffalo, NY 14227
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1957 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $44,427 (Jan 1997) |
| Tax Bill | $5,435 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 143089 124.02-1-27 |
| Primary APN | 143089 124.02-1-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 162 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 038 0127000 |
|---|---|
| Street Address | 2195 OLD UNION RD |
| City | BUFFALO |
| State | NY |
| Zip | 14227-2722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 1497 SL 7 |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10808 |
2195 Old Union Rd is owned and occupied by an individual who bought it in January 1997.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2195 OLD UNION RD, BUFFALO, NY 14227-2722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 1997 · Amount on File |
| Deed Sale | Jan 16, 1997 · Amount on File |
| Prior Sale | Sep 17, 1996 · Amount on File |
| Deed Book / Page | 10911 / 7117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 2195 OLD UNION RD, BUFFALO, NY 14227-2722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138596389 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 13859/6389 |
| Instrument | 2018121401 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Change Frequency | Monthly |
| Max Rate | 21% |
The 2026 property tax bill for 2195 Old Union Rd was $5,435, up 116.9% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,435.00 (+116.88%) | ||
| 2025 | $2,506.00 (-43.19%) | $144,000 (-) Land $18,700 Building $125,300 | $192,000 (+6.67%) Land $24,933 Building $167,067 |
| 2024 | $4,411.00 | $144,000 (-) Land $18,700 Building $125,300 | $180,000 (+13.75%) Land $23,375 Building $156,625 |
| 2023 | $144,000 Land $18,700 Building $125,300 | $158,242 Land $20,549 Building $137,693 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2195 Old Union Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2195 Old Union Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Greenlight Networks, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures