McLean County property record for 2186 Heather Ridge Dr, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,796 sqft · built 2007 |
| Lot Size | 0.255 acres (11,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $206,000 (Jun 2015) |
| Tax Bill | $7,367 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-11-405-002 |
| Primary APN | 14-11-405-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 1,796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 11,102 sqft (0.255 acres) |
| Lot Dimensions | 120 ft deep x 107 ft wide |
| Garage Area | 572 sqft |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2186 HEATHER RIDGE DR |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-9673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | HEATHER RIDGE SUB 2ND ADD LT 93 |
| Legal Subdivision | HEATHER RIDGE SUB |
| Legal Lot Number | 93 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 105 |
2186 Heather Ridge Dr is owned and occupied by an individual who bought it in June 2015.
Source: McLean County records, as of April 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2186 HEATHER RIDGE DR, NORMAL, IL 61761-9673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2015 · Amount on File |
| Deed Sale | Jun 9, 2015 · Amount on File |
| Prior Sale | Aug 6, 2007 · Amount on File |
| Deed Document Number | 201510082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2186 HEATHER RIDGE DR, NORMAL, IL 61761-9673 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000006952 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 2020-00006952 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $105,582 Land $21,232 Building $84,350 | $316,746 Land $63,696 Building $253,050 | |
| 2024 | $7,367.00 (+6.77%) | ||
| 2023 | $6,900.00 | $86,622 Land $17,419 Building $69,203 | $259,866 Land $52,257 Building $207,609 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2186 Heather Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2186 Heather Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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