2195 Canvasback Pl, Avila Beach, CA 93424 Property Records

San Luis Obispo County property record for 2195 Canvasback Pl, Avila Beach, CA 93424

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,830 sqft · built 1994
Lot Size0.07 acres (3,089 sqft)
OwnerCompany Name on Record
Last Sale$875,000 (Feb 2018)
Tax Bill$10,896 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2024 Line of Credit
+ 4 more
Flood ZoneZone X (moderate risk)
APN076-541-031

Property Details

APN / Parcel Number

Primary APN076-541-031

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area1,830 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Construction TypeWood
Lot Area3,089 sqft (0.07 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address2195 CANVASBACK PL
CityAVILA BEACH
StateCA
Zip93424-3508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionTR 1614 LT 31
Legal Subdivision1614 COUNTY/SAN LUIS OBISPO
Legal Tract1614
Legal Lot Number31
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionSAN LUIS OBISPO
Census Block Group3
Census Block3013
Census Tract11600

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 85, AVILA BEACH, CA 93424-0085
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
May 10, 2024Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Feb 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Jan 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Jun 18, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 23, 2018Grant Deed, Transfer · ARM
ADVANCIAL FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2018 · Amount on Record
Deed SaleFeb 23, 2018 · Amount on Record
Prior SaleFeb 23, 2018 · Amount on Record
Deed Document Number0000007119
Last Transfer DateJun 18, 2018
Transfer Doc0000024896
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2195 CANVASBACK PL, AVILA BEACH, CA 93424-3508
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2195 CANVASBACK PL, AVILA BEACH, CA 93424-3508

Mortgage

Document Number0000018804
DateMar 11, 2021
Instrument2021018804
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueApr 1, 2049

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2195 CANVASBACK PL, AVILA BEACH, CA 93424-3508
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2195 CANVASBACK PL, AVILA BEACH, CA 93424-3508

Mortgage

Document Number0000012511
DateMay 10, 2024
Instrument2024012511
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2195 CANVASBACK PL, AVILA BEACH, CA 93424-3508
Document Number0000005905
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanySPL INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2195 CANVASBACK PL AVILA BEACH CA 934243508, AVILA BEACH, CA 93424-3508

Mortgage

Document Number0000005905
DateFeb 5, 2020
Instrument5905
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 4, 2050

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2195 CANVASBACK PL, AVILA BEACH, CA 93424-3508
Document Number0000003754
Instrument DateJan 28, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2019
Title CompanyBOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2195 CANVASBACK PL AVILA BEACH CA 934243508, AVILA BEACH, CA 93424-3508

Mortgage

Document Number0000003754
DateFeb 1, 2019
Instrument3754
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 31, 2049

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 18, 2018
Property Address2195 CANVASBACK PL, AVILA BEACH, CA 93424-3508
Document Number0000024896
Instrument DateJun 13, 2018
Instrument24896
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 85 AVILA BEACH CA 934240085, AVILA BEACH, CA 93424-0085

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 23, 2018
Property Address2195 CANVASBACK PL, AVILA BEACH, CA 93424-3508
Document Number0000007119
Map ReferenceMB17 PG20
Instrument DateJan 22, 2018
Instrument2018007119
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyPLACER TITLE CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
AddressPO BOX 85, AVILA BEACH, CA 93424-0085

Mortgage

Document Number0000007120
DateFeb 23, 2018
Instrument2018007120
Lender
NameADVANCIAL FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 1, 2048
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateMar 1, 2023
Change FrequencyAnnually
Min Rate At Change5.12%
Max Rate At Change7.12%
Index1-Year CMT
Margin3
Max Rate5.12%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,896.00 (+3.63%) Homeowner's exemption$995,596 (+4.04%) Land $568,913 Building $426,683
2023$10,514.00 (+6.7%) Homeowner's exemption$956,937 (+2%) Land $546,822 Building $410,115
2022$9,854.00 Homeowner's exemption$938,174 Land $536,100 Building $402,074

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims7 (1978–2023)
Claims Outside the SFHA4 of 7
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN MIGUELITO MWC
private · serves 1,600 people · EPA ID CA4010003
Water SourcePurchased surface water from CENTRAL COAST WATER AUTHORITY
Last State InspectionMay 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb
Copper1.52 mg/L (2023–2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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