2195 Arroya St, Escalon, CA 95320 Property Records

San Joaquin County property record for 2195 Arroya St, Escalon, CA 95320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,637 sqft · built 1979
Lot Size0.164 acres (7,161 sqft)
OwnerCompany Name on Record
Last Sale$128,000 (Feb 2000)
Tax Bill$2,222 (2026)
Deeds & MortgagesNov 2022 Transfer
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN227-460-080-000

Property Details

APN / Parcel Number

Primary APN227-460-080-000
Alternative APN
  • 227-460-08

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,637 sqft Living Area
1st Floor Area1,637 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleL-Shape
Exterior MaterialBlock
Construction TypeWood
Lot Area7,161 sqft (0.164 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number227-460-08
Street Address2195 ARROYA ST
CityESCALON
StateCA
Zip95320-2103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1171 LOT 8
Legal SubdivisionREED MANOR
Legal Tract1171
Legal Block4
Legal Lot Number8
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionESCALON
Census Block Group4
Census Block4026
Census Tract4904

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2195 ARROYA ST, ESCALON, CA 95320-2103
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Intrafamily Transfer, Transfer
Dec 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
MISSION LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 29, 2000 · Amount on Record
Deed SaleFeb 29, 2000 · Amount on Record
Prior SaleSep 23, 1998 · Amount on Record
Deed Document Number200020967
Last Transfer DateNov 22, 2004
Transfer Doc0000272377
Record UpdatedOct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateNov 28, 2022
Property Address2195 ARROYA ST, ESCALON, CA 95320-2103
Document Number0000132620
Map ReferenceVOL 22 PG 50
Instrument DateOct 25, 2022
Instrument2022-132620
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2195 ARROYA ST, ESCALON, CA 95320-2103

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2195 ARROYA ST, ESCALON, CA 95320-2103
Transaction TypeMortgage
Record UpdatedJan 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2195 ARROYA ST, ESCALON, CA 95320-2103

Mortgage

Document Number0000214913
DateDec 28, 2021
Instrument2021-214913
Lender
NameMISSION LOANS LLC
TypeMortgage Company
AddressDIAMOND BAR, CA 91765
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityEscalon City
Unified School DistrictEscalon Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,222.00 (+1.83%)
2025$2,182.00 (+4.95%) Homeowner's exemption$196,718 (+4.04%) Land $76,842 Building $119,876
2023$2,079.00 (+1.61%) Homeowner's exemption$189,081 Land $73,859 Building $115,222$345,240
2022$2,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCALON
serves 7,232 people · EPA ID CA3910003
Water SourceGroundwater
Last State InspectionFeb 2024
Also Mapped HereSOUTH SAN JOAQUIN IRRIGATION DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Ayera Technologies
Fixed Wireless
1,000 / 500
ezWave
Fixed Wireless
1,000 / 200
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: DigitalPath, Matrix Broadband, Xfinity.

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