2194 Arroya St, Escalon, CA 95320 Property Records

San Joaquin County property record for 2194 Arroya St, Escalon, CA 95320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,421 sqft · built 1979
Lot Size	0.192 acres (8,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jun 2010)
Tax Bill	$2,380 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-460-040-000`

Property Details

APN / Parcel Number

Primary APN	`227-460-040-000`
Alternative APN	`227-460-04`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	1,421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,370 sqft (0.192 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	227-460-04
Street Address	2194 ARROYA ST
City	ESCALON
State	CA
Zip	95320-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	78-FORM 227-330-10 & PT TO REED MANOR #1
Legal Subdivision	REED MANOR
Legal Block	4
Legal Lot Number	4
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	ESCALON
Census Block Group	4
Census Block	4025
Census Tract	4904

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2194 ARROYA ST, ESCALON, CA 95320-2104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Dec 31, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2010 · Amount on Record
Deed Sale	Jun 30, 2010 · Amount on Record
Prior Sale	Mar 4, 2010 · Amount on Record
Deed Document Number	201085859
Last Transfer Date	Dec 17, 2019
Transfer Doc	0000155744
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2194 ARROYA ST, ESCALON, CA 95320-2104
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2194 ARROYA ST, ESCALON, CA 95320-2104

Mortgage

Document Number	0000039453
Date	Mar 25, 2022
Instrument	2022-039453

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2194 ARROYA ST, ESCALON, CA 95320-2104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2194 ARROYA ST, ESCALON, CA 95320-2104

Mortgage

Document Number	0000119762
Date	Sep 14, 2020
Instrument	2020-119762

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 31, 2019
Property Address	2194 ARROYA ST, ESCALON, CA 95320-2104
Document Number	0000155744
Map Reference	MB 22 PG 50
Instrument Date	Dec 17, 2019
Instrument	2019-155744
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CORNERSTONE TTL CO PLEASANTO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2194 ARROYA ST, ESCALON, CA 95320-2104
Investor	Possibly a Property Investor

Mortgage

Document Number	0000155745
Date	Dec 31, 2019
Instrument	2019-155745

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Escalon City
Unified School District	Escalon Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,380.00 (+1.84%)
2025	$2,337.00 (+5.03%) Homeowner's exemption	$212,970 (+4.04%) Land $90,350 Building $122,620
2023	$2,225.00 (+1.64%) Homeowner's exemption	$204,702 Land $86,843 Building $117,859	$365,670
2022	$2,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCALON serves 7,232 people · EPA ID CA3910003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Matrix Broadband, Xfinity.

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