Storey County property record for 21945 Adobe Rd, VC Highlands, NV 89521 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1997 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Oct 2021) |
| Tax Bill | $2,251 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-045-70 |
| Primary APN | 003-045-70 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,332 sqft |
| Year Built | Built 1997 |
|---|---|
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 51,401 sqft |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Porch | Covered Porch |
|---|---|
| Porch Area | 122 sqft |
| Patio Area | 110 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 21945 ADOBE RD |
|---|---|
| City | VC HIGHLANDS |
| State | NV |
| Zip | 89521-7404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 24 & 25 TO 25A |
| Legal Range | 21E |
| Legal Township | 18N |
| Legal Section | 33 |
| Legal Block | G |
| Legal Lot Number | 24-25 |
| Jurisdiction | STOREY NV |
| Township / Civil Division | VIRGINIA CITY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970200 |
Source: Storey County records · APN 003-045-70
Assessment roll updated January 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 842, VIRGINIA CITY, NV 89440-0842 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 07, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 17, 2020 | Grant Deed, Transfer · FHA Mortgage ZIONS BANCORPORATION NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2021 · Amount on Record |
| Deed Sale | Oct 07, 2021 · Amount on Record |
| Prior Sale | Nov 17, 2020 · Amount on Record |
| Deed Document Number | 134894 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOREY NV |
| Property Address | 21945 ADOBE RD, VC HIGHLANDS, NV 89521-7404 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO |
| Name | Verified Name |
|---|---|
| Address | 8130 OPAL STATION DR, RENO, NV 89506-7782 |
| Document Number | 0000141861 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 141861 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DEERFIELD, OH 44411 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | STOREY NV |
| Recording Date | Oct 07, 2021 |
| Property Address | 21945 ADOBE RD, VC HIGHLANDS, NV 89521-7404 |
| Document Number | 0000134894 |
| Map Reference | FILE 35070 |
| Instrument Date | Oct 07, 2021 |
| Instrument | 134894 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | TICOR TITLE- RENO, TICOR TITLE RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,145.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21945 ADOBE RD, RENO, NV 89521-7404 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 842, VIRGINIA CITY, NV 89440-0842 |
| Document Number | 0000134895 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 134895 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STOREY NV |
| Recording Date | Nov 17, 2020 |
| Property Address | 21945 ADOBE RD, RENO, NV 89521-7404 |
| Document Number | 0000132924 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 132924 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | TICOR TITLE COMPANY OC, TICOR TITLE CO OC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21945 ADOBE RD RENO NV 895217404, RENO, NV 89521-7404 |
| Document Number | 132925 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 132925 |
| Name | ZIONS BANCORPORATION NA |
|---|---|
| Address | LAS VEGAS, NV 89119 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2050 |
Source: Storey County records · Assessment roll updated January 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Nevada |
| County | Storey County |
| Unified School District | Storey County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,251.00 (+3.02%) | $73,305 (+16.08%) Land $10,780 Building $62,525 | $209,442 (+16.07%) Land $30,800 Building $178,642 |
| 2022 | $2,185.00 | $63,153 Land $10,780 Building $52,373 | $180,437 Land $30,800 Building $149,637 |
Source: FEMA National Flood Hazard Layer, Storey County (32029C), updated March 24, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Extreme above 99% of the US · above 95% of Nevada |
|---|---|
| Wildfire Likelihood | About 1 in 35 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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