21939 Adobe Rd, VC Highlands (Reno), NV 89521 Property Records

Storey County property record for 21939 Adobe Rd, VC Highlands, NV 89521 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1980
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Jul 2021)
Tax Bill	$1,382 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-045-45`

Property Details

APN / Parcel Number

Primary APN	`003-045-45`

Interior

Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,976 sqft

Exterior

Year Built	Built 1980
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Patio Area	960 sqft
Fence	Fence
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	21939 ADOBE RD
City	VC HIGHLANDS
State	NV
Zip	89521-7404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL MAP ID LOT 26 BLOCK G VCH G-26 TOWN VC HIGHLANDS
Legal Range	21E
Legal Township	18N
Legal Section	33
Legal Subdivision	VIRGINIA CITY HLNDS
Legal Block	G
Legal Lot Number	26
Jurisdiction	STOREY NV
Township / Civil Division	VIRGINIA CITY
Census Block Group	2
Census Block	2031
Census Tract	970200

Owner

Source: Storey County records · APN 003-045-45

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21939 ADOBE RD, RENO, NV 89521-7404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 22, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 11, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	134456
Record Updated	Jun 07, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOREY NV
Property Address	21939 ADOBE RD, VC HIGHLANDS, NV 89521-7404
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133749
Date	Mar 30, 2021
Instrument	133749

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	STOREY NV
Recording Date	Jul 22, 2021
Property Address	21939 ADOBE RD, VC HIGHLANDS, NV 89521-7404
Document Number	0000134456
Map Reference	FILE 35070
Instrument Date	Jul 20, 2021
Instrument	134456
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	TICOR TITLE- RENO, TICOR TITLE RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,930.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21939 ADOBE RD, RENO, NV 89521-7404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21939 ADOBE RD, RENO, NV 89521-7404

Mortgage

Document Number	0000134457
Date	Jul 22, 2021
Instrument	134457

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

August 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	STOREY NV
Recording Date	Aug 11, 2017
Property Address	21939 ADOBE RD, RENO, NV 89521-7404
Document Number	0000126184
Map Reference	FILE35070
Instrument Date	Aug 10, 2017
Instrument	126184
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 DAMONTE RANCH PKWY # PKWY804, 500, RENO, NV 89521-5912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21939 ADOBE RD, RENO, NV 89521-7404

Mortgage

Document Number	0000126185
Date	Aug 11, 2017
Instrument	126185

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Storey County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Nevada
County	Storey County
Unified School District	Storey County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,382.00 (+7.97%)	$42,097 (+13.78%) Land $7,700 Building $34,397	$120,278 (+13.78%) Land $22,000 Building $98,278
2022	$1,280.00	$36,998 Land $7,700 Building $29,298	$105,708 Land $22,000 Building $83,708

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Storey County (32029C), updated March 24, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320299702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Extreme above 99% of the US · above 95% of Nevada
Wildfire Likelihood	About 1 in 35 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wi-Fiber	Fixed Wireless (unlicensed)	500 / 500
Verizon	Fixed Wireless	300 / 20
Hot Spot Broadband	Fixed Wireless (unlicensed)	100 / 50
Northern Nevada High Speed	Fixed Wireless (unlicensed)	100 / 25
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	25 / 3

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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