2194 Ross Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 2194 Ross Rd, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 5,231 sqft · built 2004
Lot Size	3.04 acres (132,422 sqft)
Owner	Individual Name on Record
Tax Bill	$5,475 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-06-5-21-04-0-00004-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-5-21-04-0-00004-00`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,231 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	132,422 sqft (3.04 acres)
Pool Area	1,925 sqft
Patio Area	288 sqft

Location & Zoning

Street Address	2194 ROSS RD
City	OLIVE BRANCH
State	MS
Zip	38654-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	MALLORY WOODS S-D LOT 4
Legal Range	06
Legal Township	02
Legal Section	21
Legal Subdivision	MALLORY WOODS S-D
Legal Lot Number	4
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2014
Census Tract	70722

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2194 ROSS RD, OLIVE BRANCH, MS 38654-6323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Feb 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2012
Deed Sale	Feb 23, 2012
Deed Document Number	0000675449
Deed Book / Page	675 / 449
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2194 ROSS RD, OLIVE BRANCH, MS 38654-6323
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2194 ROSS RD, OLIVE BRANCH, MS 38654-6323

Mortgage

Document Number	5661/23017
Date	Mar 18, 2024
Book Page	5661/23017

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Apr 5, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2194 ROSS RD, OLIVE BRANCH, MS 38654-6323
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2194 ROSS RD, OLIVE BRANCH, MS 38654-6323

Mortgage

Document Number	005460/136
Date	Feb 7, 2022
Book Page	5460/136

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Mar 3, 2029

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,475.00 (+14.21%)	$65,581 (+38.12%) Land $5,000 Building $60,581	$655,807 (+38.12%) Land $50,000 Building $605,807
2023	$4,794.00	$47,481	$474,806 Land $50,000 Building $424,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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