2103 Ross Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 2103 Ross Rd, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details5 bd · 5,468 sqft · built 2006
Lot Size3.86 acres (168,142 sqft)
Owner2 Individual Names on Record
Tax Bill$5,347 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Dec 2022 Transfer
Flood ZoneZone X (minimal risk)
APN2-06-4-20-06-0-00021-00

Property Details

APN / Parcel Number

Primary APN2-06-4-20-06-0-00021-00

Interior

Bedrooms5 Beds
Total Rooms10 Rooms
Stories1 Story
Building Area5,468 sqft Adjusted Area
1st Floor Area3,416 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialShingle
Lot Area168,142 sqft (3.86 acres)
Pool Area648 sqft
Patio Area350 sqft

Location & Zoning

Street Address2103 ROSS RD
CityOLIVE BRANCH
StateMS
Zip38654-6322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-R
Legal DescriptionMALLORY WOODS S-D LOT 21
Legal Range006
Legal Township02S
Legal Section20
Legal SubdivisionMALLORY WOODS S-D
Legal Lot Number21
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2008
Census Tract70722

Owner

Source: DeSoto County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2103 ROSS RD, OLIVE BRANCH, MS 38654-6322
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK
Dec 7, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 23, 2022
Transfer Doc1019000710
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2103 ROSS RD, OLIVE BRANCH, MS 38654-6322
Transaction TypeMortgage
Record UpdatedDec 23, 2022
Title CompanySELECT TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 ROSS RD, OLIVE BRANCH, MS 38654-6322

Mortgage

Document Number005249/454
DateMay 21, 2021
Book Page5249/454
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressSOUTHAVEN, MS 38671
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 26, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionDESOTO MS
Recording DateDec 7, 2022
Property Address2103 ROSS RD, OLIVE BRANCH, MS 38654-6322
Document Number001019/710
Book / Page1019 / 710
Map ReferenceMB 72 PG 47-49
Instrument DateNov 23, 2022
Transaction TypeTransfer
Record UpdatedDec 23, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2103 ROSS RD, OLIVE BRANCH, MS 38654-6322

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address100 SWISHER RD, SHADY SHORES, TX 76208-5714

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,347.00 (+16.26%)$67,648 (+39.43%) Land $5,000 Building $62,648$676,479 (+39.43%) Land $50,000 Building $626,479
2023$4,599.00$48,516$485,162 Land $50,000 Building $435,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 64% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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