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2194 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2194 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details1 ba · 960 sqft · built 1957
Lot Size0.285 acres (12,415 sqft)
Owner2 Individual Names on File
Last Sale$161,500 (Sep 2025)
Tax Bill$1,259 (2025)
Deeds & MortgagesSep 2025 Sale
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-0850-0005-01-7

Property Details

APN / Parcel Number

Primary APN03-0850-0005-01-7
Alternative APN
  • 11-03-0850-0005-01-7

Interior

Full Baths1 Bath
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRaised Ranch
Lot Area12,415 sqft (0.285 acres)
Lot Dimensions129 ft deep x 96 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2194 E NAPIER AVE
CityBENTON HARBOR
StateMI
Zip49022-1847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 SING FA
Legal DescriptionCOM AT NE COR LOT 5 BLK A SUPERS PLAT OF BROOKFIELD FARMS TH S 131.61' N81DEG15' W 83' N 165' TO C/L NAPIER S81DEG15' E ON C/L 83' TH S 33.39' TO POB
Legal SubdivisionSUPERVISORS PLAT OF BROOKFIELD FARMS
Legal BlockA
Legal Lot Number5
Legal Unit5
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group2
Census Block2021
Census Tract2400

Owner

2194 E Napier Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Berrien County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2194 E NAPIER AVE, BENTON HARBOR, MI 49022-1847
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Nov 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2025 · Amount on File
Deed SaleSep 10, 2025 · Amount on File
Prior SaleMar 1, 2007
Deed Document Number2025441278
Deed Book / Page3459 / 2228
Prior Transfer DateFeb 22, 2007
Prior Transfer Doc02778/1808
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateSep 10, 2025
Property Address2194 E NAPIER AVE, BENTON HARBOR, MI 49022-1847
Document Number03459/2228
Book / Page3459 / 2228
Map ReferenceVOL 13 PG 10
Instrument DateAug 21, 2025
Instrument2025441278
Transaction TypeTransfer
Record UpdatedOct 2, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Tax$1,211.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2194 E NAPIER AVE, BENTON HARBOR, MI 49022-1847

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address2194 E NAPIER AVE, BENTON HARBOR, MI 49022-1847
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2194 E NAPIER AVE, BENTON HARBOR, MI 49022-1847

Mortgage

Document Number03352/2617
DateNov 12, 2021
Book Page3352/2617
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address48431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueDec 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 2194 E Napier Ave was $1,259 with a homeowner's exemption, up 2.9% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,500 (+4.11%)$157,000 (+4.11%)
2025$1,259.00 (+2.94%) Homeowner's exemption$75,400$150,800
2024$1,223.00
2023$66,600$133,200
2022$1,109.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2194 E Napier Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2194 E Napier Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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