2182 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2182 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1951
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jan 2020)
Tax Bill	$1,901 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-0850-0005-00-9`

Property Details

APN / Parcel Number

Primary APN	`03-0850-0005-00-9`
Alternative APN	`11-03-0850-0005-00-9`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Raised Ranch
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	147 ft deep x 83.4 ft wide
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2182 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPEC US
Legal Description	PT OF LOT 5 BLK A SUPER'S PLAT OF BROOKFIELD FARMS COM AT NW COR SD LOT 5 TH ELY ON N LOT LN 83.4'TH S 147'TH NWLY TO A POINT ON W LN LOT 5 THAT IS 147'S OF BEG TH N 147'TO POB
Legal Subdivision	SUPERVISORS PLAT OF BROOKFIELD FARMS
Legal Block	A
Legal Lot Number	5
Legal Unit	5,5,5
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2021
Census Tract	2400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2182 E NAPIER AVE, BENTON HARBOR, MI 49022-1847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Nov 15, 2017	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Mar 15, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Book / Page	3261 / 1438
Last Transfer Date	May 7, 2025
Transfer Doc	03450/1936
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 3, 2020
Property Address	2182 E NAPIER AVE, BENTON HARBOR, MI 49022-1847
Document Number	03261/1438
Book / Page	3261 / 1438
Map Reference	LB 13 PG 10
Instrument Date	Jan 2, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2182 E NAPIER AVE, BENTON HARBOR, MI 49022-1847

Mortgage

Document Number	0032611439
Date	Jan 3, 2020
Instrument	3261/1439

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 15, 2017
Property Address	2182 E NAPIER AVE, BENTON HARBOR, MI 49022-1847
Document Number	03189/2269
Book / Page	3189 / 2269
Map Reference	LB21 PG21
Instrument Date	Nov 7, 2017
Instrument	3189-2269
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2182 E NAPIER AVE, BENTON HARBOR, MI 49022-1847

Mortgage

Document Number	0031892271
Date	Nov 15, 2017
Instrument	3189-2271

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 15, 2017
Property Address	2182 E NAPIER AVE, BENTON HARBOR, MI 49022-1847
Document Number	03165/3422
Book / Page	3165 / 3422
Map Reference	VOL13 PG10
Instrument Date	Mar 13, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2182 E NAPIER AVE, BENTON HARBOR, MI 49022-1847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 N MANOR DR, SAINT JOSEPH, MI 49085-3108

Mortgage

Document Number	0031653424
Date	Mar 15, 2017
Instrument	3165/3424

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,400 (+5.06%)	$132,800 (+5.06%)
2025	$1,901.00 (+3.26%) Homeowner's exemption	$63,200 (+11.27%)	$126,400 (+11.27%)
2024	$1,841.00 (+7.98%)
2023		$56,800	$113,600
2022	$1,705.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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