2194 Clyde Rd, Catawba, NC 28609 Property Records

Catawba County property record for 2194 Clyde Rd, Catawba, NC 28609

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,336 sqft · built 2001
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250 (Feb 2021)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4701-04-74-8937`

Property Details

APN / Parcel Number

Primary APN	`4701-04-74-8937`
Alternative APN	`0014286`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,336 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	400 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2194 CLYDE RD
City	CATAWBA
State	NC
Zip	28609-8860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 12 PLAT 12-63
Legal Subdivision	R G MOORE JR
Legal Lot Number	12
Jurisdiction	CATAWBA NC
Township / Civil Division	CATAWBA
Census Block Group	1
Census Block	1002
Census Tract	11503

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 RICHIE ST, ASHEVILLE, NC 28801-2136
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 9, 2019	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU
Jan 1, 2017	Loan Modification, Mortgage · Conventional Mortgage ROBERT G & RUTH C MOORE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Jan 9, 2019 · Amount on Record
Deed Document Number	20212182
Deed Book / Page	3630 / 1712
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Feb 1, 2021
Property Address	2194 CLYDE RD, CATAWBA, NC 28609-8860
Document Number	0036301712
Book / Page	3630 / 1712
Map Reference	MB 12 PG 63
Instrument Date	Jan 28, 2021
Instrument	2182
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE COMPANY/NC, TITLE COMPANY OF NC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2194 CLYDE RD, 2194, CATAWBA, NC 28609-8860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 RICHIE ST, ASHEVILLE, NC 28801-2136

Mortgage

Document Number	2183
Date	Feb 1, 2021
Instrument	2183

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Jan 9, 2019
Property Address	2194 CLYDE RD, CATAWBA, NC 28609-8860
Document Number	0034871454
Book / Page	03487 / 1454
Map Reference	MB 2237 PG 1054
Instrument Date	Dec 21, 2018
Instrument	00375
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1927 FRIENDLY LN, 1927, NEWTON, NC 28658-7822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2194 CLYDE RD, CATAWBA, NC 28609-8860

Mortgage

Document Number	376
Date	Jan 9, 2019
Instrument	00376

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	Annually
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATAWBA NC
Property Address	2194 CLYDE RD, CATAWBA, NC 28609-8860
Document Number	0033901195
Book / Page	003390 / 001195
Instrument Date	Jan 1, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2194 CLYDE RD CATAWBA NC 286098860, CATAWBA, NC 28609-8860

Mortgage

Document Number	0033901195
Date	Mar 21, 2017
Book Page	003390/001195
Instrument	4796

Lender

Name	ROBERT G & RUTH C MOORE
Address	908 DAVIE AVE # A, STATESVILLE, NC 28677-5384

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 20, 2024

Interest

Rate	2.25%

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$722,200 (-) Land $142,600 Building $579,600
2025	$2,878.00 (-21.15%)	$722,200 (+63.91%) Land $142,600 Building $579,600
2024	$3,650.00
2023	$3,650.00	$440,600 Land $99,800 Building $340,800	$722,200 Land $142,600 Building $579,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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