2186 Clyde Rd, Catawba, NC 28609 Property Records

Catawba County property record for 2186 Clyde Rd, Catawba, NC 28609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,645 sqft · built 1967
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Nov 2022)
Tax Bill	$3,046 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4701-04-74-8879`

Property Details

APN / Parcel Number

Primary APN	`4701-04-74-8879`
Alternative APN	`0014284`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,645 sqft Living Area
1st Floor Area	3,290 sqft
Basement Area	56 sqft
Unfinished Basement	56 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	20,909 sqft (0.48 acres)
Terrain	Below Road/Slope
View / Lot	Waterfront / Beach
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Patio Area	286 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2186 CLYDE RD
City	CATAWBA
State	NC
Zip	28609-8860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 11 PL 12-63
Legal Subdivision	R G MOORE JR
Legal Lot Number	11
Jurisdiction	CATAWBA NC
Township / Civil Division	CATAWBA
Census Block Group	1
Census Block	1002
Census Tract	11503

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2186 CLYDE RD, CATAWBA, NC 28609-8860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
May 18, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	202224525
Deed Book / Page	3780 / 1398
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2186 CLYDE RD, CATAWBA, NC 28609-8860
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037130161
Date	Dec 22, 2021
Book Page	3713/161
Instrument	31535

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	ATHENS, GA 30601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2186 CLYDE RD, CATAWBA, NC 28609-8860
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036521602
Date	Apr 28, 2021
Book Page	3652/1602
Instrument	9979

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2186 CLYDE RD, CATAWBA, NC 28609-8860
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035941215
Date	Aug 25, 2020
Book Page	3594/1215
Instrument	16944

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Oct 11, 2019
Property Address	2186 CLYDE RD, CATAWBA, NC 28609-8860
Document Number	0035320576
Book / Page	03532 / 0576
Map Reference	MB 12 PG 63
Instrument Date	Oct 11, 2019
Instrument	18046
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STATEWIDE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	499 GRIFFITH RD, 499, ADVANCE, NC 27006-8733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 CLYDE RD, CATAWBA, NC 28609-8860

Mortgage

Document Number	0035320579
Date	Oct 11, 2019
Book Page	03532/0579
Instrument	18047

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 18, 2018
Property Address	2186 CLYDE RD, CATAWBA, NC 28609-8860
Document Number	0034531308
Book / Page	03453 / 1308
Map Reference	MB12 PG63
Instrument Date	May 18, 2018
Instrument	08189
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 MOAMGPM RD, CATAWBA, NC 00000

Mortgage

Document Number	8190
Date	May 18, 2018
Instrument	08190

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$764,300 (-) Land $146,900 Building $617,400
2025	$3,046.00 (-21.15%)	$764,300 (+92.66%) Land $146,900 Building $617,400
2024	$3,863.00
2023	$3,863.00	$396,700 Land $102,800 Building $293,900	$764,300 Land $146,900 Building $617,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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