San Joaquin County property record for 21924 N Ray Rd, Lodi, CA 95242
| Property Type | Vineyard |
|---|---|
| Lot Size | 57.3 acres (2,495,988 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,994 (2026) |
| Deeds & Mortgages | Dec 2021 Second Mortgage Jul 2021 Transfer + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 013-020-570-000 |
| Primary APN | 013-020-570-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 2,495,988 sqft (57.3 acres) |
|---|
| Old Parcel Number | 013-020-57 |
|---|---|
| Street Address | 21924 N RAY RD |
| City | LODI |
| State | CA |
| Zip | 95242 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Vineyard |
| Local Zoning Code | AG40 |
| Legal Description | 01-FM PT 31/PT TO 58 PER PM 19-164 |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 4106 |
21924 N Ray Rd, an agricultural property, is owned by two individuals who acquired it in July 2016.
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21752 N RAY RD, LODI, CA 95242-9621 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA |
| Jul 21, 2021 | Intrafamily Transfer, Transfer |
| Jul 25, 2019 | Loan Modification, Mortgage MERCHANTS BK/CTRL CA |
| Jun 21, 2018 | Deed of Trust, Mortgage FARMERS & MERCHANTS BK/CTRL CA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 7, 2016 |
| Transfer Doc | 0000080327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 21924 N RAY RD, LODI, CA 95242 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 21752 N RAY RD, LODI, CA 95242-9621 |
| Document Number | 0000216692 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021-216692 |
| Name | FARMERS & MERCHANTS BANK OF CENTRAL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 21, 2021 |
| Property Address | 21924 N RAY RD, LODI, CA 95242 |
| Document Number | 0000121836 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021-121836 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 21752 N RAY RD, LODI, CA 95242-9621 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 21924 N RAY RD, LODI, CA 95242 |
| Document Number | 0000081453 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 21924 N RAY RD LODI CA 95242, LODI, CA 95242 |
| Document Number | 0000081453 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 81453 |
| Name | MERCHANTS BK/CTRL CA |
|---|---|
| Type | Bank |
| Address | PO BOX 3000, LODI, CA 95241-1902 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 21924 N RAY RD, LODI, CA 95242 |
| Document Number | 0000071551 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 21752 N RAY RD LODI CA 952429621, LODI, CA 95242-9621 |
| Document Number | 0000071551 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 71551 |
| Name | FARMERS & MERCHANTS BK/CTRL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241-1902 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 21924 N Ray Rd was $6,994, up 1.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,994.00 (+1.86%) | |
| 2025 | $6,866.00 | $623,114 Land $191,157 Building $431,957 |
| 2023 | $6,606.00 (+2.02%) | $598,920 Land $183,735 Building $415,185 |
| 2022 | $6,475.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 21924 N Ray Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 2 (1983–1984) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21924 N Ray Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Matrix Broadband Fixed Wireless | 400 / 80 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
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