San Joaquin County property record for 21752 N Ray Rd, Lodi, CA 95242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,153 sqft · built 1938 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,732 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2021 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 013-020-580-000 |
| Primary APN | 013-020-580-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,153 sqft Living Area |
| 1st Floor Area | 2,153 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 88,427 sqft (2.03 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 013-020-58 |
|---|---|
| Street Address | 21752 N RAY RD |
| City | LODI |
| State | CA |
| Zip | 95242-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG40 |
| Legal Description | 01-FM PT 31/PT TO 57 PER PM 19-164 |
| Legal Block | 2 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 4106 |
21752 N Ray Rd is owner-occupied and held in a trust since September 2004.
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 21752 N RAY RD, LODI, CA 95242-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA |
| Jul 21, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2004 |
| Transfer Doc | 0000225379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 21752 N RAY RD, LODI, CA 95242-9621 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 21752 NOIRTH RAY ROAD, LODI, CA 95242 |
| Document Number | 0000216694 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021-216694 |
| Name | FARMERS & MERCHANTS BANK OF CENTRAL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 21, 2021 |
| Property Address | 21752 N RAY RD, LODI, CA 95242-9621 |
| Document Number | 0000121837 |
| Map Reference | MB 19 PG 164 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021-121837 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 21752 N RAY RD, LODI, CA 95242-9621 |
The 2026 property tax bill for 21752 N Ray Rd was $7,732 with a homeowner's exemption, up 0.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,732.00 (+0.27%) | ||
| 2025 | $7,711.00 Homeowner's exemption | $582,199 Land $18,382 Building $563,817 | |
| 2023 | $7,468.00 (+1.84%) Homeowner's exemption | $559,593 Land $17,669 Building $541,924 | $651,870 |
| 2022 | $7,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21752 N Ray Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 2 (1983–1984) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21752 N Ray Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
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