2192 Ocean Way, Laguna Beach, CA 92651 Property Records

Orange County property record for 2192 Ocean Way, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,151 sqft · built 1927
Lot Size	0.098 acres (4,250 sqft)
Owner	Trust Name on File
Tax Bill	$4,227 (2025)
Deeds & Mortgages	May 2026 Reverse Mortgage Oct 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`644-282-05`

Property Details

APN / Parcel Number

Primary APN	`644-282-05`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,151 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	4,250 sqft (0.098 acres)
Garage Area	1,076 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2192 OCEAN WAY
City	LAGUNA BEACH
State	CA
Zip	92651-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR ARCH BEACH BLK 5 LOT 12
Legal Subdivision	ARCH BEACH
Legal Tract	23
Legal Block	5
Legal Lot Number	12
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2029
Census Tract	62620

Owner

2192 Ocean Way is owner-occupied and held in a trust since August 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	2192 OCEAN WAY, LAGUNA BEACH, CA 92651-3242
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Oct 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 6, 2020	Quit Claim Deed, Transfer AMROCK INC
May 9, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
May 9, 2019	Quit Claim Deed, Transfer OTHER
May 1, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
May 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 18, 2020
Transfer Doc	0000551304
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 20, 2026
Property Address	2192 OCEAN WAY, LAGUNA BEACH, CA 92651-3242
Document Number	0000145102
Instrument Date	Apr 23, 2026
Instrument	2026145102
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000145102,
Date	May 20, 2026
Instrument	2026145102

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	934 Months
Due	Mar 18, 2104

Interest

Rate	6.38%
Max Rate	-1%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 6, 2020
Property Address	2192 OCEAN WAY, LAGUNA BEACH, CA 92651-3242
Document Number	0000551302
Map Reference	MB 24 PG 29&30
Instrument Date	Aug 19, 2020
Instrument	2020000551302
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2192 OCEAN WAY, LAGUNA BEACH, CA 92651-3242

Mortgage

Document Number	0000551303
Date	Oct 6, 2020
Instrument	2020000551303

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 6, 2020
Property Address	2192 OCEAN WAY, LAGUNA BEACH, CA 92651-3242
Document Number	0000551304
Instrument Date	Aug 18, 2020
Instrument	551304
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2192 OCEAN WAY LAGUNA BEACH CA 926513242, LAGUNA BEACH, CA 92651-3242

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 9, 2019
Property Address	2192 OCEAN WAY, LAGUNA BEACH, CA 92651-3242
Document Number	0000154461
Instrument Date	May 1, 2019
Instrument	154461
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2192 OCEAN WAY LAGUNA BEACH CA 926513242, LAGUNA BEACH, CA 92651-3242

Mortgage

Document Number	154462
Date	May 9, 2019
Instrument	154462

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 9, 2019
Property Address	2192 OCEAN WAY, LAGUNA BEACH, CA 92651-3242
Document Number	0000154463
Instrument Date	May 1, 2019
Instrument	154463
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2192 OCEAN WAY LAGUNA BEACH CA 926513242, LAGUNA BEACH, CA 92651-3242

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 1, 2017
Property Address	2192 OCEAN WAY, LAGUNA BEACH, CA 92651-3242
Document Number	0000174504
Instrument Date	Apr 17, 2017
Instrument	174504
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2192 OCEAN WAY LAGUNA BEACH CA 926513242, LAGUNA BEACH, CA 92651-3242

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 1, 2017
Property Address	2192 OCEAN WAY, LAGUNA BEACH, CA 92651-3242
Document Number	0000174502
Map Reference	MB24 PG29&30
Instrument Date	Apr 17, 2017
Instrument	2017000174502
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2192 OCEAN WAY, LAGUNA BEACH, CA 92651-3242

Mortgage

Document Number	0000174503
Date	May 1, 2017
Instrument	2017000174503

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2192 Ocean Way was $4,227 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$326,596 (+2%) Land $152,484 Building $174,112
2025	$4,227.00 Homeowner's exemption	$320,193 Land $149,494 Building $170,699
2023	$4,306.00 (+3.44%) Homeowner's exemption	$307,760 Land $143,689 Building $164,071
2022	$4,163.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2192 Ocean Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1981–2025)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2192 Ocean Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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