2192 Mill Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2192 Mill Rd, Cottondale, FL 32431 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,630 sqft · built 1981
Lot Size3.38 acres (147,233 sqft)
OwnerIndividual Name on File
Tax Bill$875 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-4N-11-0000-0020-0060

Property Details

APN / Parcel Number

Primary APN29-4N-11-0000-0020-0060
Alternative APN
  • 11 N 429000000200060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,630 sqft Living Area
Gross Area2,100 sqft
1st Floor Area1,630 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1991
Architectural StyleBungalow
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area147,233 sqft (3.38 acres)
Garage TypeAttached
Garage Area322 sqft
PorchFinished/Open Porch
Shed1 Shed
Shed Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCistern

Location & Zoning

Street Address2192 MILL RD
CityCOTTONDALE
StateFL
Zip32431-7768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 282 P 598 BEGIN AT NEC OF NW1/4 OF NE1/4, RUN S 317 FT, S 87* W 457.70 FT TO E SIDE RD, N 11* E ALONG ROAD 324.31 FT, E 393.79 FT TO POB... OR 322 68 OR 335 P 110 OR 370 P 740 OR 401 P 15 OR 770 P 640 OR 1485 P 305 OR 1619 P 548 OR 1748 P 189
Legal Range11W
Legal Township04N
Legal Section29
Legal Block60
Legal Lot Number20
JurisdictionJACKSON FL
Township / Civil DivisionALFORD
Census Block Group2
Census Block2011
Census Tract211100

Owner

Source: Jackson County records · APN 29-4N-11-0000-0020-0060

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2192 MILL RD, COTTONDALE, FL 32431-7768
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Intrafamily Transfer, Transfer · VA Mortgage
NEW DAY FINANCIAL LLC
Jun 01, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Aug 06, 2019Warranty Deed, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 17, 2022
Deed SaleMay 17, 2022
Prior SaleAug 06, 2019 · Amount on Record
Deed Document Number20225865
Deed Book / Page1748 / 189
Prior Transfer DateMay 07, 2022
Prior Transfer Doc0017480189
Record UpdatedJun 08, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON FL
Recording DateMay 17, 2022
Property Address2192 MILL RD, COTTONDALE, FL 32431-7768
Document Number0017480189
Book / Page1748 / 189
Instrument DateMay 07, 2022
Instrument202232005865
Transaction TypeTransfer
Record UpdatedJun 17, 2022
Title CompanyAMERICAN TITLE COMPANY, AMERICAS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2192 MAIN ST, 2192, COTTONDALE, FL 32431-6542

Transferred To (Grantee/Buyer)

NameVerified Name
Address2192 MILL RD, COTTONDALE, FL 32431-7768

Mortgage

Document Number0001748193
DateMay 17, 2022
Instrument1748/193
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address2192 MILL RD, COTTONDALE, FL 32431-7768
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016990840
DateJun 01, 2021
Book Page1699/840
Instrument202132006749
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON FL
Recording DateAug 06, 2019
Property Address2192 MILL RD, COTTONDALE, FL 32431-7768
Document Number0016190548
Book / Page001619 / 000548
Instrument DateAug 02, 2019
Instrument32009431
Transaction TypeTransfer
Record UpdatedOct 10, 2019
Title CompanyAMROCK INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$845.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2192 MILL RD COTTONDALE FL 324317768, COTTONDALE, FL 32431-7768

Mortgage

Document Number16190552
DateAug 06, 2019
Book Page001619/000552
Instrument32009432
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 05, 2049

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$875.00 (+3.8%) Homeowner's exemption$106,028 (+2.9%)$158,949 (-1.32%) Land $20,280 Building $138,669
2024$843.00 (+7.25%) Homeowner's exemption$103,040 (+3%)$161,081 (+2.01%) Land $20,280 Building $140,801
2023$786.00 (+11.49%) Homeowner's exemption$100,039 (+3%)$157,910 (+21.5%) Land $20,280 Building $137,630
2022$705.00 Homeowner's exemption$97,125$129,967 Land $18,590 Building $111,377

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (12063C), updated January 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Mill Rd

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