2161 Mill Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2161 Mill Rd, Cottondale, FL 32431

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,021 sqft · built 1989
Lot Size2.65 acres (115,434 sqft)
Owner2 Individual Names on File
Tax Bill$2,772 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-4N-11-0000-0020-0052

Property Details

APN / Parcel Number

Primary APN29-4N-11-0000-0020-0052

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area4,021 sqft Heated Area
Gross Area7,019 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area115,434 sqft (2.65 acres)
Garage TypeCarport
CarportCarport
PorchOpen Porch
Deck Area510 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2161 MILL RD
CityCOTTONDALE
StateFL
Zip32431-7769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 425 P 459 COMM AT NWC, RUN S 1279.76 FT, RUN E 3163.47 FT N 55* W 36.25 FT TO INTERS N RTWY ROAD & W RTWY ANOTHER ROAD TO
Legal Range11W
Legal Township04N
Legal Section29
JurisdictionJACKSON FL
Township / Civil DivisionALFORD
Census Block Group1
Census Block1000
Census Tract211100

Owner

2161 Mill Rd is owned and occupied by two individuals who acquired it in February 1999.

Source: Jackson County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 119, MARIANNA, FL 32447-0119
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 1999
Deed SaleFeb 9, 1999
Deed Document Number0000720833
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address2161 MILL RD, COTTONDALE, FL 32431-7769
Transaction TypeMortgage
Record UpdatedAug 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2161 MILL RD, COTTONDALE, FL 32431-7769

Mortgage

Document Number0017960496
DateJun 23, 2023
Book Page1796/496
Instrument202332006538
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueJul 1, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2161 Mill Rd was $2,772 with exemptions applied, up 3.1% from the year before.

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,772.00 (+3.09%) Homeowner's exemption Widower's exemption$253,261 (+2.9%)$358,179 (-1.48%) Land $15,900 Building $342,279
2024$2,689.00 (+5.62%) Homeowner's exemption Widower's exemption$246,123 (+3%)$363,548 (+3.02%) Land $15,900 Building $347,648
2023$2,546.00 (+7.47%) Homeowner's exemption Widower's exemption$238,954 (+3%)$352,906 (+22.38%) Land $15,900 Building $337,006
2022$2,369.00 Homeowner's exemption Widower's exemption$231,994$288,372 Land $14,575 Building $273,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2161 Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2161 Mill Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
CenturyLink
DSL
10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill Rd

Nearby Streets

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