2860 N SANTIAGO BLVD ORANGE CA 928671722, ORANGE, CA 92867-1722
Mortgage
Document Number
0000228838
Date
May 5, 2020
Instrument
228838
Lender
Name
CAPITAL ONE NAT'L ASSN
Address
MCLEAN, VA 22102
Agreement
Amount
Amount on Record
Term
60 Months
Due
May 4, 2025
Interest
Rate Type
Adjustable Rate
December 2019: Grant Deed, Mortgage
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Dec 18, 2019
Property Address
2191 VISTA WAY, OCEANSIDE, CA 92054-5665
Instrument Date
Dec 17, 2019
Instrument
590430
Transaction Type
Mortgage
Record Updated
Jan 6, 2020
Title Company
STEWART TITLE, STEWART TITLE GUARANTY CO
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
2860 N SANTIAGO BLVD ORANGE CA 928671722, ORANGE, CA 92867-1722
Investor
Possibly a Property Investor
Mortgage
Document Number
0000590430
Date
Dec 18, 2019
Instrument
590430
Lender
Name
CAPITAL ONE NAT'L ASSN
Address
1680 CAPITAL ONE DR, MCLEAN, VA 22102-3407
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
60 Months
Due
Dec 17, 2024
Interest
Rate Type
Adjustable Rate
August 2019: Grant Deed, Mortgage
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Aug 16, 2019
Property Address
2191 VISTA WAY, OCEANSIDE, CA 92054-5665
Instrument Date
Aug 15, 2019
Instrument
347067
Transaction Type
Mortgage
Record Updated
Aug 28, 2019
Title Company
STEWART TITLE, STEWART TITLE GUARANTY CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
2860 N SANTIAGO BLVD ORANGE CA 928671722, ORANGE, CA 92867-1722
Investor
Possibly a Property Investor
Mortgage
Document Number
0000347067
Date
Aug 16, 2019
Instrument
347067
Lender
Name
CIT BK NA
Address
12221 MERIT DR, DALLAS, TX 75251-2202
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
June 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Jun 7, 2019
Property Address
2191 VISTA WAY, OCEANSIDE, CA 92054-5665
Document Number
0000221640
Map Reference
DOC 1996-0387495
Instrument Date
Jun 7, 2019
Instrument
2019-0221640
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
FIDELITY NATIONAL TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2860 N SANTIAGO BLVD, ORANGE, CA 92867-1722
Investor
Possibly a Property Investor
Mortgage
Document Number
0000221641
Date
Jun 7, 2019
Instrument
2019-0221641
Lender
Name
FIRST CREDIT BANK
Type
Bank
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 2191 Vista Way was $70,114.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Municipality
Oceanside City
Unified School District
Oceanside Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$6,286,504 (+2%)Land $5,558,295Building $728,209
2025
$70,114.00
$6,163,240Land $5,449,309Building $713,931
2023
$66,720.00 (+1.51%)
$5,923,915Land $5,237,706Building $686,209
2022
$65,729.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 2191 Vista Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
3 in force
Nearby Flood Claims
4 (1978–1998)
Claims Outside the SFHA
1 of 4
Most Recent Claim
May 1998 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 2191 Vista Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source
Groundwater
Last State Inspection
Feb 2026
Also Mapped Here
SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead
Below detection (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Coliform assessment Dec 2019
Monitoring and Reporting
26 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025