2191 Gapland Rd, Jefferson, MD 21755 Property Records

Frederick County property record for 2191 Gapland Rd, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 6,468 sqft · built 2005
Lot Size	50.3 acres (2,195,337 sqft)
Owner	Individual Name on File
Last Sale	$965,000 (Sep 2013)
Tax Bill	$7,846 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-431323`

Property Details

APN / Parcel Number

Primary APN	`22-431323`
Alternative APN	`431323`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,468 sqft Living Area
Gross Area	8,118 sqft
1st Floor Area	3,007 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Logs
Construction Type	Log
Roof Material	Composition Shingle
Lot Area	2,195,337 sqft
Garage Type	Attached
Garage Area	825 sqft

Exterior Amenities

Deck Area	720 sqft
Shed	1 Shed
Shed Area	2,480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	431323
Street Address	2191 GAPLAND RD
City	JEFFERSON
State	MD
Zip	21755-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	REMAINDER 50.398 ACRES E/S CATH. CH. RD.
Legal Subdivision	INDYS XING
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	22, BURKITTSVILLE
Census Block Group	1
Census Block	1035
Census Tract	752501

Owner

2191 Gapland Rd is owned and occupied by an individual who bought it in September 2013.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2191 GAPLAND RD, JEFFERSON, MD 21755-8901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 28, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 24, 2023	Intrafamily Transfer, Transfer
Aug 4, 2023	Intrafamily Transfer, Transfer
Sep 25, 2018	Grant Deed, Transfer VILLAGE SETTLEMENTS INC
Sep 17, 2018	Deed of Trust, Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2013 · Amount on File
Deed Sale	Sep 12, 2013 · Amount on File
Prior Sale	Oct 7, 2010 · Amount on File
Deed Book / Page	9763 / 435
Prior Transfer Date	Mar 31, 2008
Prior Transfer Doc	0069350602
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2191 GAPLAND RD, JEFFERSON, MD 21755-8901
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2191 GAPLAND RD, JEFFERSON, MD 21755-8901

Mortgage

Document Number	0177270263
Date	Feb 18, 2026
Book Page	17727/263

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 28, 2026
Property Address	2191 GAPLAND RD, JEFFERSON, MD 21755-8901
Document Number	0176990168
Book / Page	17699 / 168
Map Reference	MB 90 PL 18
Instrument Date	Aug 6, 2024
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2191 GAPLAND RD, JEFFERSON, MD 21755-8901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2191 GAPLAND RD, JEFFERSON, MD 21755-8901

Mortgage

Document Number	0017368101
Date	Jan 28, 2026
Instrument	17368/101

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	344 Months
Due	Sep 1, 2054

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Aug 24, 2023
Property Address	2191 GAPLAND RD, JEFFERSON, MD 21755-8901
Document Number	0165750196
Book / Page	16575 / 196
Map Reference	MB 90 PL 18
Instrument Date	Aug 16, 2023
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2191 GAPLAND RD, JEFFERSON, MD 21755-8901

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Aug 4, 2023
Property Address	2191 GAPLAND RD, JEFFERSON, MD 21755-8901
Document Number	0165470031
Book / Page	16547 / 31
Map Reference	MB 90 PL 18
Instrument Date	Jun 14, 2023
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2517 PAINTED SUNSET DR, ELLICOTT CITY, MD 21042-2358

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 25, 2018
Property Address	2191 GAPLAND RD, JEFFERSON, MD 21755-8901
Document Number	0126360486
Book / Page	012636 / 000486
Instrument Date	Sep 17, 2018
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2517 PAINTED SUNSET DR ELLICOTT CITY MD 210422358, ELLICOTT CITY, MD 21042-2358

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2191 GAPLAND RD, JEFFERSON, MD 21755-8901
Document Number	0126360494
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2191 GAPLAND RD JEFFERSON MD 217558901, JEFFERSON, MD 21755-8901

Mortgage

Document Number	0126360494
Date	Sep 25, 2018
Book Page	012636/000494

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2191 Gapland Rd was $7,846, up 269.6% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$652,400 (-) Land $149,500 Building $502,900	$652,400 (-) Land $149,500 Building $502,900
2025	$7,846.00 (+269.57%)	$652,400 Land $149,500 Building $502,900	$652,400 Land $149,500 Building $502,900
2024	$2,123.00 (-78.15%)
2023	$9,718.00 (+3.17%)	$829,600 (+3.17%) Land $125,500 Building $704,100	$829,600 (-) Land $125,500 Building $704,100
2022	$9,419.00	$804,100	$829,600 Land $125,500 Building $704,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2191 Gapland Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2191 Gapland Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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