2155 Gapland Rd, Jefferson, MD 21755 Property Records

Frederick County property record for 2155 Gapland Rd, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,506 sqft · built 2005
Lot Size	13.7 acres (598,079 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jul 2002)
Tax Bill	$8,133 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-437747`

Property Details

APN / Parcel Number

Primary APN	`22-437747`
Alternative APNs	`22437364` `437747`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,506 sqft Living Area
1st Floor Area	1,834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	598,079 sqft
Garage Area	676 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	774 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	437747
Street Address	2155 GAPLAND RD
City	JEFFERSON
State	MD
Zip	21755-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	REMAINDER LOT 1 13.73 ACRES VIEW OF THE GAP
Legal Subdivision	VIEW/GAP
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	22, BURKITTSVILLE
Census Block Group	1
Census Block	1026
Census Tract	752501

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2155 GAPLAND RD, JEFFERSON, MD 21755-8901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
May 12, 2021	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2002 · Amount on Record
Deed Sale	Jul 1, 2002 · Amount on Record
Deed Document Number	20025262
Deed Book / Page	3182 / 1099
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2155 GAPLAND RD, JEFFERSON, MD 21755-8901
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2155 GAPLAND RD, JEFFERSON, MD 21755-8901

Mortgage

Document Number	0142200143
Date	Oct 30, 2020
Book Page	14220/143

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2155 GAPLAND RD, JEFFERSON, MD 21755-8901
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2155 GAPLAND RD, JEFFERSON, MD 21755-8901

Mortgage

Document Number	0148800345
Date	May 12, 2021
Book Page	14880/345

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$786,200 (+34.92%) Land $113,500 Building $672,700	$786,200 (+34.92%) Land $113,500 Building $672,700
2025	$8,133.00 (+16.57%)
2023	$6,977.00 Homeowner's exemption	$582,700 Land $93,500 Building $489,200	$582,700 Land $93,500 Building $489,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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