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2191 Cummings Ave, Berkley, MI 48072 Property Records

Oakland County property record for 2191 Cummings Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 985 sqft · built 1948
Lot Size0.153 acres (6,665 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Oct 2025)
Tax Bill$4,958 (2025)
Deeds & MortgagesMay 2026 Mortgage
Oct 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-25-18-307-021

Property Details

APN / Parcel Number

Primary APN04-25-18-307-021

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area985 sqft Living Area
1st Floor Area776 sqft
Basement Area776 sqft
Unfinished Basement776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,665 sqft (0.153 acres)
Lot Dimensions133 ft deep x 50 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Pool Area528 sqft
PorchSlab
Porch Area349 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2191 CUMMINGS AVE
CityBERKLEY
StateMI
Zip48072-1080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 18 THOMAS PARK LOT 304
Legal Range11E
Legal Township01N
Legal Section18
Legal SubdivisionPARK
Legal Lot Number304
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group1
Census Block1010
Census Tract170300

Owner

2191 Cummings Ave is owned and occupied by an individual who bought it in October 2025.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address2191 CUMMINGS AVE, BERKLEY, MI 48072-1080
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 20, 2025Warranty Deed, Transfer
Nov 18, 2020Warranty Deed, Transfer
PARKS TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2025 · Amount on File
Deed SaleOct 20, 2025 · Amount on File
Prior SaleNov 18, 2020 · Amount on File
Deed Document Number2025133402
Deed Book / Page60639 / 801
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateMay 5, 2026
Property Address2191 CUMMINGS AVE, BERKLEY, MI 48072-1080
Document Number20260060961
Book / Page61168 / 92
Instrument DateApr 27, 2026
Instrument202660961
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2191 CUMMINGS AVE, BERKLEY, MI 48072-1080

Mortgage

Document Number0000060961,
DateMay 5, 2026
Book Page61168/92
Instrument202660961
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 20, 2025
Property Address2191 CUMMINGS AVE, BERKLEY, MI 48072-1080
Document Number0000133402
Book / Page60639 / 801
Map ReferenceLB 29 PG 19
Instrument DateOct 10, 2025
Instrument133402
Transaction TypeTransfer
Record UpdatedOct 30, 2025

Transaction

AmountAmount on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7085 HICKORY HOLLOW CIR, INDEPENDENCE, MI 48348-4253

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2191 CUMMINGS AVE, BERKLEY, MI 48072-1080

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 18, 2020
Property Address2191 CUMMINGS AVE, BERKLEY, MI 48072-1080
Document Number0000243614
Book / Page55198 / 145
Map ReferenceLB 29 PG 19
Instrument DateNov 13, 2020
Instrument243614
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyPARKS TITLE

Transaction

AmountAmount on Record
Tax$2,279.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2191 CUMMINGS AVE, 2191, BERKLEY, MI 48072-1080

Transferred To (Grantee/Buyer)

NameVerified Name
Address823 ROME, ROCHESTER HILLS, MI 48307-2495
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2191 Cummings Ave was $4,958 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,958.00 (-2.88%) Homeowner's exemption$144,450 (+6.08%)$288,900 (+6.08%)
2024$5,105.00 (+11.51%) Homeowner's exemption$136,170 (+9.03%)$272,340 (+9.03%)
2023$4,578.00 Homeowner's exemption$124,890$249,780
2021$4,438.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2191 Cummings Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2191 Cummings Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERKLEY
serves 14,970 people · EPA ID MI0000630
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionNov 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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