Oakland County property record for 2175 Cummings Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,977 sqft · built 2012 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Nov 2019) |
| Tax Bill | $11,632 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-18-307-022 |
| Primary APN | 04-25-18-307-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,977 sqft Living Area |
| 1st Floor Area | 961 sqft |
| Basement Area | 961 sqft |
| Unfinished Basement | 961 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,665 sqft (0.153 acres) |
| Lot Dimensions | 133 ft deep x 50 ft wide |
| Garage Area | 502 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 410 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2175 CUMMINGS AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 18 THOMAS PARK LOT 303 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 18 |
| Legal Subdivision | PARK |
| Legal Lot Number | 303 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 170300 |
2175 Cummings Ave is owned and occupied by two individuals who bought it in November 2019.
Source: Oakland County records, as of July 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2175 CUMMINGS AVE, BERKLEY, MI 48072-1080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Apr 3, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Apr 8, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 6, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Nov 13, 2019 | Warranty Deed, Transfer · VA Mortgage HALL FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on File |
| Deed Sale | Nov 13, 2019 · Amount on File |
| Prior Sale | Apr 22, 2013 · Amount on File |
| Deed Document Number | 2019189850 |
| Deed Book / Page | 53494 / 611 |
| Prior Transfer Date | Nov 12, 2004 |
| Prior Transfer Doc | 0000460800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 22, 2026 |
| Property Address | 2175 CUMMINGS AVE, BERKLEY, MI 48072-1080 |
| Document Number | 0000109529 |
| Book / Page | 61391 / 353 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 2026109529 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2175 CUMMINGS AVE, BERKLEY, MI 48072-1080 |
| Document Number | 0000109529, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 61391/353 |
| Instrument | 2026109529 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2175 CUMMINGS AVE, BERKLEY, MI 48072-1080 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2175 CUMMINGS AVE, BERKLEY, MI 48072-1080 |
| Document Number | 0000032515 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 59261/49 |
| Instrument | 32515 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2175 CUMMINGS AVE, BERKLEY, MI 48072-1080 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2175 CUMMINGS AVE, BERKLEY, MI 48072-1080 |
| Document Number | 0000363695 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 57668/618 |
| Instrument | 363695 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2175 CUMMINGS AVE, BERKLEY, MI 48072-1080 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 38 |
| Name | Verified Name |
|---|---|
| Address | 2175 CUMMINGS AVE, BERKLEY, MI 48072-1080 |
| Document Number | 0000233249 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 55132/724 |
| Instrument | 233249 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 13, 2019 |
| Property Address | 2175 CUMMINGS AVE, BERKLEY, MI 48072-1080 |
| Document Number | 0000189850 |
| Book / Page | 53494 / 00611 |
| Map Reference | LB 29 PG 19 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 189850 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,612.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2175 CUMMINGS AVE, 2175, BERKLEY, MI 48072-1080 |
| Name | Verified Name |
|---|---|
| Address | 16036 BIRWOOD AVE, BEVERLY HILLS, MI 48025-3338 |
| Document Number | 5349400231 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 53494/00231 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 2175 Cummings Ave was $11,632 with a homeowner's exemption, up 5.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,632.00 (+5.92%) Homeowner's exemption | $285,160 | $570,320 |
| 2024 | $10,982.00 | ||
| 2023 | $257,010 | $514,020 | |
| 2021 | $8,984.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2175 Cummings Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2175 Cummings Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKLEY serves 14,970 people · EPA ID MI0000630 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Nov 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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