21903 Town Gate Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21903 Town Gate Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details1,699 sqft · built 2002
Lot Size0.268 acres (11,674 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Jan 2012)
Tax Bill$4,349 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-35-152-011

Property Details

APN / Parcel Number

Primary APN20-08-35-152-011
Alternative APN
  • 0835152011

Interior

Stories1 Story
Building Area1,699 sqft Living Area
1st Floor Area1,699 sqft
Basement Area1,699 sqft
Unfinished Basement1,699 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2003
Architectural StyleRanch
Construction TypeBrick
Roof TypeHip
Lot Area11,674 sqft (0.268 acres)
Lot Dimensions160 ft deep x 73 ft wide
Garage Area509 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address21903 TOWN GATE DR
CityMACOMB
StateMI
Zip48044-3792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTOWNGATE SUB. LOT 24 LIBER: 137 PAGES: 37-40
Legal SubdivisionTOWNGATE SUB
Legal Lot Number24
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2019
Census Tract223402

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21903 TOWN GATE DR, MACOMB, MI 48044-3792
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2021Deed of Trust, Mortgage · Line of Credit
CENTRAL MACOMB COMMUNITY CU
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2012 · Amount on Record
Deed SaleJan 24, 2012 · Amount on Record
Prior SaleMar 31, 2006 · Amount on Record
Deed Document Number20122008006
Deed Book / Page21083 / 414
Last Transfer DateSep 14, 2012
Transfer Doc0000133912
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21903 TOWN GATE DR, MACOMB, MI 48044-3792
Transaction TypeMortgage
Record UpdatedJun 8, 2021
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address21903 TOWN GATE DR, MACOMB, MI 48044-3792

Mortgage

Document Number2102152715
DateApr 6, 2021
Book Page27540/360
Instrument202102152715
Lender
NameCENTRAL MACOMB COMMUNITY CU
TypeCredit Union
Address37570
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21903 TOWN GATE DR, MACOMB, MI 48044-3792
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address21903 TOWN GATE DR, MACOMB, MI 48044-3792

Mortgage

Document Number0000117282
DateSep 29, 2020
Book Page27030/566
Instrument2117282
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term145 Months
DueOct 1, 2032

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,000 (+4.17%)$390,000 (+4.17%)
2025$4,349.00 (+13.14%) Homeowner's exemption$187,200 (+9.22%)$374,400 (+9.22%)
2023$171,400$342,800
2022$3,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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