21878 Town Gate Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21878 Town Gate Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,080 sqft · built 2002
Lot Size0.193 acres (8,407 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Nov 2012)
Tax Bill$4,711 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-35-154-004

Property Details

APN / Parcel Number

Primary APN20-08-35-154-004
Alternative APN
  • 0835154004

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,080 sqft Living Area
1st Floor Area2,044 sqft
Basement Area2,044 sqft
Unfinished Basement2,044 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeHip
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area507 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address21878 TOWN GATE DR
CityMACOMB
StateMI
Zip48044-3791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTOWNGATE SUB. LOT 86 LIBER: 137 PAGES: 37-40
Legal SubdivisionTOWNGATE SUB
Legal Lot Number86
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2023
Census Tract223402

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21878 TOWN GATE DR, MACOMB, MI 48044-3791
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Jun 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2012 · Amount on Record
Deed SaleNov 13, 2012 · Amount on Record
Prior SaleJul 26, 2002 · Amount on Record
Deed Document Number20122157596
Deed Book / Page21705 / 946
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21878 TOWN GATE DR, MACOMB, MI 48044-3791
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address21878 TOWN GATE DR, MACOMB, MI 48044-3791

Mortgage

Document Number0000131416
DateOct 28, 2020
Book Page27107/645
Instrument2131416
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueNov 1, 2030

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21878 TOWN GATE DR, MACOMB, MI 48044-3791
Document Number0000106157
Book / Page024917 / 000052
Instrument DateJun 21, 2017
Transaction TypeMortgage
Record UpdatedOct 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21878 TOWN GATE DR MACOMB MI 480443791, MACOMB, MI 48044-3791

Mortgage

Document Number0000106157
DateAug 31, 2017
Book Page024917/000052
Instrument106157
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326-2947
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 30, 2027

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,700 (+15.6%)$453,400 (+15.6%)
2025$4,711.00 (+13.11%)
2023$196,100$392,200
2022$4,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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