21901 Rio Grande Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21901 Rio Grande Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,328 sqft · built 2019
Lot Size	0.477 acres (20,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jan 2021)
Tax Bill	$7,922 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`20-08-23-351-006`

Property Details

APN / Parcel Number

Primary APN	`20-08-23-351-006`
Alternative APN	`0823351006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,328 sqft Living Area
1st Floor Area	2,288 sqft
Basement Area	2,288 sqft
Unfinished Basement	2,288 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Lot Area	20,778 sqft (0.477 acres)
Lot Dimensions	173 ft deep x 120 ft wide
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21901 RIO GRANDE DR
City	MACOMB
State	MI
Zip	48044-4444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	RIVIERA RIDGE ESTATES I MCCP NO. 1138 UNIT 6 LIBER 24604 PGS 29 - 98
Legal Subdivision	RIVIERA RIDGE ESTATES
Legal Unit	6
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2015
Census Tract	223401

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21901 RIO GRANDE DR, MACOMB, MI 48044-4444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FEDERAL CREDIT
Dec 31, 2020	Deed of Trust, Mortgage FLAGSTAR BK
Jan 5, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Deed Document Number	20213086
Deed Book / Page	27311 / 74
Prior Transfer Date	Dec 30, 2020
Prior Transfer Doc	0000001523
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21901 RIO GRANDE DR, MACOMB, MI 48044-4444
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21901 RIO GRANDE DR, MACOMB, MI 48044-4444

Mortgage

Document Number	2400029839
Date	Apr 8, 2024
Book Page	29540/577
Instrument	202400029839

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT
Address	3777 WEST RD, EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2049

Interest

Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21901 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000101524
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21901 RIO GRANDE DR MACOMB MI 48044, MACOMB, MI 48044

Mortgage

Document Number	0000101524
Date	Jan 5, 2021
Book Page	027301/000504
Instrument	101524

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 5, 2021
Property Address	21901 RIO GRANDE DR, MACOMB, MI 48044-4444
Document Number	0000101523
Book / Page	027301 / 000503
Instrument Date	Dec 30, 2020
Instrument	101523
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50169 HAYES RD SHELBY TOWNSHIP MI 483153229, SHELBY TOWNSHIP, MI 48315-3229

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,100 (+22.88%)	$610,200 (+22.88%)
2025	$7,922.00 (+14.27%)
2023		$248,300	$496,600
2022	$6,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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