21885 Rio Grande Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21885 Rio Grande Dr, Macomb, MI 48044

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 3,045 sqft · built 2020
Lot Size	0.256 acres (11,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,500 (Mar 2020)
Tax Bill	$9,747 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`20-08-23-351-005`

Property Details

APN / Parcel Number

Primary APN	`20-08-23-351-005`
Alternative APN	`0823351005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,045 sqft Living Area
1st Floor Area	1,929 sqft
Basement Area	1,929 sqft
Unfinished Basement	1,929 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Lot Area	11,151 sqft (0.256 acres)
Lot Dimensions	121 ft deep x 92 ft wide
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21885 RIO GRANDE DR
City	MACOMB
State	MI
Zip	48044-4440
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	RIVIERA RIDGE ESTATES I MCCP NO. 1138 UNIT 5 LIBER 24604 PGS 29 - 98
Legal Subdivision	RIVIERA RIDGE ESTATES
Legal Unit	5
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2015
Census Tract	223401

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21885 RIO GRANDE DR, MACOMB, MI 48044-4440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 23, 2020	Warranty Deed, Construction Loan · Construction Mortgage INDEPENDENT BANK
Mar 12, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	202033470
Deed Book / Page	26588 / 849
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21885 RIO GRANDE DR, MACOMB, MI 48044-4440
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21885 RIO GRANDE DR, MACOMB, MI 48044-4440

Mortgage

Document Number	2300034901
Date	Apr 19, 2023
Book Page	29093/43
Instrument	202300034901

Lender

Name	CITIZENS BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 23, 2020
Property Address	21885 RIO GRANDE DR, MACOMB, MI 48044-4440
Document Number	0000033470
Book / Page	26588 / 849
Map Reference	LB 24604 PG 29
Instrument Date	Feb 21, 2020
Instrument	2033470
Transaction Type	Construction Loan
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$976.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20383 HALL RD, 20383, MACOMB, MI 48044-4253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39349 CADBOROUGH DR, CLINTON TOWNSHIP, MI 48038-2748

Mortgage

Document Number	0000033471
Date	Mar 23, 2020
Instrument	2033471

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Feb 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 12, 2020
Property Address	21885 RIO GRANDE DR, MACOMB, MI 48044-4440
Document Number	0000029953
Book / Page	026569 / 000061
Instrument Date	Feb 21, 2020
Instrument	29953
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$344.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20383 HALL RD MACOMB MI 480444253, MACOMB, MI 48044-4253

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,800 (+22.88%)	$661,600 (+22.88%)
2025	$9,747.00 (+27.33%)
2023		$269,200	$538,400
2022	$7,655.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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