21900 Pratt Rd, Armada, MI 48005 Property Records

Macomb County property record for 21900 Pratt Rd, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,338 sqft · built 1966
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Aug 2004)
Tax Bill	$2,946 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-02-02-300-003`

Property Details

APN / Parcel Number

Primary APN	`13-02-02-300-003`
Alternative APN	`0202300003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	1,338 sqft
Basement Area	378 sqft
Unfinished Basement	378 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	1,339 ft deep x 163 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21900 PRATT RD
City	ARMADA
State	MI
Zip	48005-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG 1.75
Legal Description	02 02 300 003 21900 PRATT MI 48005 SEC 2 T5N R13E COMM AT W 1/4 POST SEC 2, TH S 89-04-50 E 496.39 FT TO POB, TH S 89-04-50 E 162.71 FT, TH S 00-00-20 W 1337.80 FT, TH N 89-46-00 W 162.69 FT, TH N 00-00-20 E 1339.75 FT TO POB. 5A
Legal Range	13E
Legal Township	05N
Legal Section	02
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	1
Census Block	1015
Census Tract	212000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21900 PRATT RD, ARMADA, MI 48005-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Jun 12, 2020	Deed of Trust, Mortgage · Line of Credit CHOICEONE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2004 · Amount on Record
Deed Sale	Aug 16, 2004 · Amount on Record
Prior Sale	Nov 20, 2000 · Amount on Record
Deed Document Number	20044183984
Deed Book / Page	15770 / 384
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21900 PRATT RD, ARMADA, MI 48005-1411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065540
Date	Jun 8, 2020
Book Page	26752/672
Instrument	2065540

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21900 PRATT RD, ARMADA, MI 48005-1411
Document Number	0000070057
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21900 PRATT RD ARMADA MI 480051411, ARMADA, MI 48005-1411

Mortgage

Document Number	0000070057
Date	Jun 18, 2020
Book Page	026778/000614
Instrument	70057

Lender

Name	CHOICEONE BK
Address	ARMADA, MI 48005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 17, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,300 (+22.65%)	$294,600 (+22.65%)
2025	$2,946.00 (+16.44%)
2023		$120,100	$240,200
2022	$2,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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