21820 Pratt Rd, Armada, MI 48005 Property Records

Macomb County property record for 21820 Pratt Rd, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,242 sqft · built 1973
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Oct 2017)
Tax Bill	$4,211 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02-02-300-001`

Property Details

APN / Parcel Number

Primary APN	`13-02-02-300-001`
Alternative APN	`0202300001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Lot Area	217,800 sqft (5 acres)
Lot Width	162 ft Width
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21820 PRATT RD
City	ARMADA
State	MI
Zip	48005-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG 1.75
Legal Description	02 02 300 001 21820 PRATT MI 48005 SEC 2 T5N R13E COMM AT W 1/4 POST SEC 2, TH S 89 DEG 04' 50" E 162.0 FT ALG E & W 1/4 LINE
Legal Range	13E
Legal Township	05N
Legal Section	02
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	1
Census Block	1015
Census Tract	212000

Owner

Source: Macomb County records · APN 13-02-02-300-001

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21820 PRATT RD, ARMADA, MI 48005-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 20, 2017	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2017 · Amount on Record
Deed Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	20177125377
Deed Book / Page	25012 / 162
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21820 PRATT RD, ARMADA, MI 48005-1412
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21820 PRATT RD, ARMADA, MI 48005-1412

Mortgage

Document Number	0000101386
Date	Jan 05, 2021
Book Page	27300/642
Instrument	2101386

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 20, 2017
Property Address	21820 PRATT RD, ARMADA, MI 48005-1412
Document Number	0000125377
Book / Page	025012 / 000162
Instrument Date	Sep 05, 2017
Instrument	125377
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	PREMIUM TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,952.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21820 PRATT RD ARMADA MI 480051412, ARMADA, MI 48005-1412

Mortgage

Document Number	114228
Date	Oct 20, 2017
Book Page	024956/000001
Instrument	114228

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,600 (+21.32%)	$315,200 (+21.32%)
2025	$4,211.00 (+16.45%)
2023		$129,900	$259,800
2022	$3,616.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pratt Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures