2190 Westbourne Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 2190 Westbourne Dr, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,658 sqft · built 1996
Lot Size0.18 acres (7,875 sqft)
OwnerOwner Name on Record
Last Sale$198,900 (Sep 2004)
Tax Bill$1,752 (2025)
Deeds & MortgagesFeb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN36-21-31-5MB-0000-1190

Property Details

APN / Parcel Number

Primary APN36-21-31-5MB-0000-1190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,658 sqft Living Area
1st Floor Area1,659 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area7,875 sqft
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2190 WESTBOURNE DR
CityOVIEDO
StateFL
Zip32765-5156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 119 TRACT 105 PH 3 AT CARILLON PB 47 PGS 42 THRU 45
Legal Range31E
Legal Township21S
Legal Section36
Legal SubdivisionTRACT 105
Legal Tract105
Legal Lot Number119
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2011
Census Tract21316

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address2190 WESTBOURNE DR, OVIEDO, FL 32765-5156
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2004 · Amount on Record
Deed SaleSep 22, 2004 · Amount on Record
Prior SaleSep 20, 2002 · Amount on Record
Deed Document Number2004147945
Deed Book / Page05461 / 0753
Record UpdatedJun 8, 2026

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSEMINOLE FL
Property Address2190 WESTBOURNE DR, OVIEDO, FL 32765-5156
Document Number0097761603
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2190 WESTBOURNE DR OVIEDO FL 327655156, OVIEDO, FL 32765-5156

Mortgage

Document Number0097761603
DateDec 2, 2020
Book Page009776/001603
Instrument138691
Lender
NameNYMT LOAN TRUST I (CT)
Address440 S LA SALLE ST # 2000, CHICAGO, IL 60605-5011
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueDec 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,752.00 (-10.84%) Homeowner's exemption$164,195 (+5.99%)$382,242 (+6.53%) Land $120,000 Building $262,242
2023$1,965.00 (+2.77%) Homeowner's exemption$154,920 (+3%)$358,797 (+15.48%) Land $115,000 Building $243,797
2022$1,912.00 Homeowner's exemption$150,408$310,689 Land $100,000 Building $210,689

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies56 units insured
incl. 18 condo units
Nearby Flood Claims3 (2011–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications, T-Mobile.

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