2189 Westbourne Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 2189 Westbourne Dr, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,883 sqft · built 1995
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$4,095 (Jun 2022)
Tax Bill	$8,744 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-21-31-5MB-0000-1530`

Property Details

APN / Parcel Number

Primary APN	`36-21-31-5MB-0000-1530`
Alternative APN	`2131365MB00001530`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,883 sqft Living Area
Gross Area	4,323 sqft
1st Floor Area	1,780 sqft
Upper Floors Area	2,103 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	43 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2189 WESTBOURNE DR
City	OVIEDO
State	FL
Zip	32765-5159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 153 TRACT 105 PH 3 AT CARILLON PB 47 PGS 42 THRU 45
Legal Range	31E
Legal Township	21S
Legal Section	36
Legal Subdivision	TRACT 105 PHASE III AT CARILLON
Legal Tract	105
Legal Lot Number	153
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2004
Census Tract	21316

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2189 WESTBOURNE DR, OVIEDO, FL 32765-5159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 11, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 11, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CIVIC FIN'L SVCS
Apr 28, 2017	Warranty Deed, Transfer LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Apr 11, 2019 · Amount on Record
Deed Document Number	202266302
Deed Book / Page	10253 / 459
Prior Transfer Date	Oct 1, 2004
Prior Transfer Doc	0056181834
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2189 WESTBOURNE DR, OVIEDO, FL 32765-5159
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 KUBERSKI COURT, SOUTH DANBY, NY

Mortgage

Document Number	0100781852
Date	Oct 25, 2021
Book Page	10078/1852
Instrument	2021140642

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company
Address	EMERYVILLE, CA 94608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 6, 2022
Property Address	2189 WESTBOURNE DR, OVIEDO, FL 32765-5159
Document Number	0102530459
Book / Page	10253 / 459
Map Reference	MB 47 PG 42-45
Instrument Date	Jun 2, 2022
Instrument	2022066302
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	NOT AVAILABLE, FISHERMANS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 KUBERSKI CT, 15, SOUTH RIVER, NJ 08882-2604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 LEIN RD, BUFFALO, NY 14224-3202

Mortgage

Document Number	0010253461
Date	Jun 6, 2022
Instrument	10253/461

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 11, 2019
Property Address	2189 WESTBOURNE DR, OVIEDO, FL 32765-5159
Document Number	0093330328
Book / Page	09333 / 0328
Map Reference	MB 47 PG 42-45
Instrument Date	Mar 29, 2019
Instrument	2019037934
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	WORKING TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 N ORANGE AVE STE 800, 111, ORLANDO, FL 32801-2381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 HENRY ST # 9, 9, SOUTH RIVER, NJ 08882-1025

Mortgage

Document Number	2019037935
Date	Apr 11, 2019
Instrument	2019037935

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 11, 2017
Property Address	2189 WESTBOURNE DR, OVIEDO, FL 32765-5159
Document Number	0089700757
Book / Page	008970 / 000757
Instrument Date	Aug 3, 2017
Instrument	81607
Transaction Type	Construction Loan
Record Updated	Aug 31, 2017
Title Company	WORKING TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6150 RESEDA BLVD TARZANA CA 913357351, TARZANA, CA 91335-7351

Mortgage

Document Number	89700757
Date	Aug 11, 2017
Book Page	008970/000757
Instrument	81607

Lender

Name	CIVIC FIN'L SVCS
Address	REDONDO BEACH, CA 90278

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 10, 2018

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 28, 2017
Property Address	2189 WESTBOURNE DR, OVIEDO, FL 32765-5159
Document Number	0089030997
Book / Page	08903 / 0997
Map Reference	MB47 PG42-45
Instrument Date	Apr 7, 2017
Instrument	2017042288
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	WORKING TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,549.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 AVE, BROOKLYN, NY 11210

Mortgage

Document Number	2017042289
Date	Apr 28, 2017
Instrument	2017042289

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,744.00 (+8.73%) Homeowner's exemption	$648,125 (+5.99%)	$654,566 (+7.04%) Land $120,000 Building $534,566
2023	$8,042.00 (+20.86%) Homeowner's exemption	$611,514 (+23.43%)	$611,514 (+15.51%) Land $115,000 Building $496,514
2022	$6,654.00	$495,415	$529,412 Land $100,000 Building $429,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	56 units insured incl. 18 condo units
Nearby Flood Claims	3 (2011–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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