1. Home
  2. Florida
  3. Lee County
  4. Alva
  5. Gardner Rd

2190 Gardner Rd, Alva, FL 33920 Property Records

Lee County property record for 2190 Gardner Rd, Alva, FL 33920 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,842 sqft · built 1978
Lot Size0.212 acres (9,235 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Mar 2021)
Tax Bill$3,557 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Sep 2021 Transfer
+ 2 more
Flood ZoneZone X (moderate risk)
APN28-43-27-02-00001.0070

Property Details

APN / Parcel Number

Primary APN28-43-27-02-00001.0070
Alternative APNs
  • 27284302000010070
  • 10357055

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories2 Stories
Building Area1,842 sqft Living Area
Gross Area3,903 sqft
1st Floor Area1,078 sqft
Upper Floors Area524 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area9,235 sqft (0.212 acres)
Lot Dimensions135 ft deep x 80 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area276 sqft
PorchFlorida Room
Porch Area912 sqft
Deck AreaDeck Area
Patio Area228 sqft
Utility Building35 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10357055
Street Address2190 GARDNER RD
CityALVA
StateFL
Zip33920-3812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER OAKS UNIT 1 BLK.1 PB 12 PG 133 LOT 7
Legal Range27E
Legal Township43S
Legal Section28
Legal SubdivisionRIVER OAKS
Legal Tract02
Legal Block1
Legal Lot Number7
Legal Unit1
JurisdictionLEE FL
Township / Civil DivisionFORT MYERS SHORES
Census Block Group4
Census Block4011
Census Tract30300

Owner

Source: Lee County records · APN 28-43-27-02-00001.0070

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2190 GARDNER RD, ALVA, FL 33920-3812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST MORTGAGE INC
Sep 27, 2021Intrafamily Transfer, Transfer
Sep 16, 2021Intrafamily Transfer, Transfer
Mar 11, 2021Warranty Deed, Transfer
CAPE CORAL TTL INS AGCY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2021 · Amount on Record
Deed SaleMar 11, 2021 · Amount on Record
Prior SaleJan 22, 2002 · Amount on Record
Deed Document Number202176682
Last Transfer DateSep 27, 2021
Transfer Doc0000315976
Record UpdatedJun 08, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address2190 GARDNER RD, ALVA, FL 33920-3812
Transaction TypeMortgage
Record UpdatedOct 07, 2021
Title CompanyCOMMONWEALTH ALND TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028234
DateFeb 08, 2017
Instrument2017000028234
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateSep 27, 2021
Property Address2190 GARDNER RD, ALVA, FL 33920-3812
Document Number0000315976
Map ReferenceMB 12 PG 133&134
Instrument DateSep 27, 2021
Instrument2021000315976
Transaction TypeTransfer
Record UpdatedOct 07, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2190 GARDNER RD, ALVA, FL 33920-3812

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateSep 16, 2021
Property Address2190 GARDNER RD, ALVA, FL 33920-3812
Document Number0000305491
Map ReferenceMB 12 PG 133&134
Instrument DateSep 16, 2021
Instrument2021000305491
Transaction TypeTransfer
Record UpdatedOct 07, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1971 MITCHELL AVE, 1971, ALVA, FL 33920-3617

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2190 GARDNER RD, ALVA, FL 33920-3812

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 11, 2021
Property Address2190 GARDNER RD, ALVA, FL 33920-3812
Document Number0000076682
Map ReferenceMB 12 PG 133&134
Instrument DateMar 09, 2021
Instrument2021000076682
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyCAPE CORAL TTL INS AGCY INC

Transaction

AmountAmount Recorded
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1971 MITCHELL AVE, ALVA, FL 33920-3617

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,557.00 (+6.82%) Homeowner's exemption$259,058 (+5.99%)$280,366 (+14.7%) Land $134,782 Building $145,584
2023$3,330.00 (-20.56%) Homeowner's exemption$244,424 (-14.96%) Land $65,415 Building $179,009$244,424 (-14.96%) Land $65,415 Building $179,009
2022$4,192.00 Homeowner's exemption$287,409 Land $61,000 Building $226,409$287,409 Land $61,000 Building $226,409

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710303004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 65 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims50 (2001–2024)
Claims Outside the SFHA2 of 50
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 15 claims
  • Hurricane Ian, Sep 2022 · 14 claims
  • Hurricane Irma, Sep 2017 · 15 claims

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 709 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Gardner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures