2190 Flatwoods Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 2190 Flatwoods Rd, O Fallon, MO 63366 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2008
Square Footage2,929 sqft Living Area
Lot Size217,800 sqft (5 acres)
OccupancyOwner Occupied
Last Sale$206,300 (2026)
Tax Bill$4,535.00 (2024)

Property Details

APN / Parcel Number

Primary APNA972000577
Alternative APN
  • 2-0135-3035-00-0013.3000000

Interior

Bedrooms1 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area2,929 sqft Living Area
Gross Area5,476 sqft Gross Area
1st Floor2,389 sqft 1st Floor
Basement Area2,344 sqft Basement
Finished Basement540 sqft Finished
Unfinished Basement1,804 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area217,800 sqft (5 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area743 sqft Garage
Patio Area268 sqft Patio
PorchOpen Porch
Porch Area140 sqft Porch

Location & Zoning

Account NumberA972000577
Street Address2190 FLATWOODS RD
CityO FALLON
StateMO
Zip63366-5243
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT SUR 3035
Legal SubdivisionMACKAYS PARTITION
Legal Lot Number13
JurisdictionST CHARLES MO
Minor Civil DivisionWENTZVILLE
Census Blockgroup2
Census Block2007
Census Tract312001

Owner

Source: St. Charles County records · APN A972000577

Assessment roll updated August 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2190 FLATWOODS RD, O FALLON, MO 63366-5243
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORPORATION
Mar 09, 2026Intrafamily Transfer, Transfer · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Dec 13, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jan 19, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
EQUITY PRIME MTG
May 30, 2019Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
EQUITY PRIME MORTGAGE LLC
May 10, 2018Warranty Deed, Transfer · Conventional Mortgage
EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 09, 2026 · Amount on Record
Deed SaleMar 09, 2026 · Amount on Record
Prior SaleMar 09, 2026 · Amount on Record
Deed Doc Number202610689
Prior Transfer DateMar 02, 2026
Prior Transfer Doc0000010689
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateJun 03, 2026
Property Address2190 FLATWOODS RD, O FALLON, MO 63366-5243
Document Number0000025974
Instrument DateMay 18, 2026
Instrument202625974
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2190 FLATWOODS RD, O FALLON, MO 63366-5243

Mortgage

Document Number0000025974,
DateJun 03, 2026
Instrument202625974
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term296 Months
DueFeb 01, 2051
Interest
Rate6.3%
Max Rate-1%

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateMar 09, 2026
Property Address2190 FLATWOODS RD, O FALLON, MO 63366-5243
Document Number0000010688
Instrument DateMar 02, 2026
Instrument2026R-010688
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2190 FLATWOODS RD, O FALLON, MO 63366-5243

Transferred To (Grantee/Buyer)

NameVerified Name
Address2190 FLATWOODS RD, O FALLON, MO 63366-5243

Mortgage

Document Number0000010690
DateMar 09, 2026
Instrument2026R-010690
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2190 FLATWOODS RD, O FALLON, MO 63366-5243
Transaction TypeMortgage
Record UpdatedDec 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2190 FLATWOODS RD, O FALLON, MO 63366-5243

Mortgage

Document Number0000050515
DateDec 13, 2023
Instrument2023R-050515
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJan 01, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2190 FLATWOODS RD, O FALLON, MO 63366-5243
Document Number0000007335
Instrument DateJan 19, 2021
Transaction TypeMortgage
Record UpdatedApr 06, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2190 FLATWOODS RD O FALLON MO 633665243, O FALLON, MO 63366-5243

Mortgage

Document Number0000007335
DateJan 26, 2021
Instrument7335
Lender
NameEQUITY PRIME MTG
AddressATLANTA, GA 30328
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 25, 2051

May 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateMay 30, 2019
Property Address2190 FLATWOODS RD, O FALLON, MO 63366-5243
Document Number0070811397
Book / Page7081 / 1397
Instrument DateMay 14, 2019
Instrument20190530000260470
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyCLOSELINE SETTLEMENTS

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2190 FLATWOODS RD, O FALLON, MO 63366-5243

Mortgage

Document Number20190530000260480
DateMay 30, 2019
Instrument20190530000260480
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 10, 2018
Property Address2190 FLATWOODS RD, O FALLON, MO 63366-5243
Document Number0069171248
Book / Page6917 / 1248
Instrument DateApr 24, 2018
Instrument20180510000259850
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyUS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2190 FLATWOODS RD, 2190, O FALLON, MO 63366-5243

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address2190 FLATWOODS RD, O FALLON, MO 63366-5243

Mortgage

Document Number20180510000259870
DateMay 10, 2018
Instrument20180510000259870
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,855.00 (+7.06%)$90,672 (+9.96%)$477,220 (+9.96%) Land $141,100 Building $336,120
2024$4,535.00
2023$82,459
2022$433,996 Land $124,500 Building $309,496

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