St. Charles County property record for 2090 Flatwoods Rd, O Fallon, MO 63366 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,133 sqft · built 2002 |
| Lot Size | 5.1 acres (222,156 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Aug 2022) |
| Tax Bill | $6,099 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 288810A000 |
| Primary APN | 288810A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,133 sqft Living Area |
| Gross Area | 5,196 sqft |
| 1st Floor Area | 2,696 sqft |
| Basement Area | 1,750 sqft |
| Finished Basement | 437 sqft |
| Unfinished Basement | 1,313 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 222,156 sqft |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 450 sqft |
| Patio Area | 196 sqft |
| Account Number | 288810A000 |
|---|---|
| Street Address | 2090 FLATWOODS RD |
| City | O FALLON |
| State | MO |
| Zip | 63366-5212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SUR 3035 |
| Legal Subdivision | MACKAYS PARTITION |
| Legal Lot Number | 13 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 312001 |
Source: St. Charles County records · APN 288810A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2090 FLATWOODS RD, O FALLON, MO 63366-5212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK |
| Nov 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on Record |
| Deed Sale | Aug 16, 2022 · Amount on Record |
| Prior Sale | Nov 08, 2021 · Amount on Record |
| Deed Document Number | 202245373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 16, 2022 |
| Property Address | 2090 FLATWOODS RD, O FALLON, MO 63366-5212 |
| Document Number | 0000045373 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022R-045373 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1905 PINE LEVEL MICRO RD, SELMA, NC 27576-7003 |
| Name | Verified Name |
|---|---|
| Address | 2090 FLATWOODS RD, O FALLON, MO 63366-5212 |
| Document Number | 0000045374 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 2022R-045374 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 08, 2021 |
| Property Address | 2090 FLATWOODS RD, O FALLON, MO 63366-5212 |
| Document Number | 0000091885 |
| Instrument Date | Nov 04, 2021 |
| Instrument | 2021R-091885 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 BIG OAK DR, SAINT PETERS, MO 63376-3409 |
| Name | Verified Name |
|---|---|
| Address | 2090 FLATWOODS RD, O FALLON, MO 63366-5212 |
| Document Number | 0000091886 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 2021R-091886 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,905 (-) | $599,499 (-) Land $104,040 Building $495,459 | |
| 2025 | $6,099.00 | $113,905 (+21.13%) | $599,499 (+21.13%) Land $104,040 Building $495,459 |
| 2023 | $94,039 | ||
| 2022 | $494,941 Land $91,800 Building $403,141 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833120012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 25 (1982–2015) |
| Claims Outside the SFHA | 1 of 25 |
| Most Recent Claim | Jun 2015, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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