2190 E 98th Ave, Vero Beach, FL 32966 Property Records

Indian River County property record for 2190 E 98th Ave, Vero Beach, FL 32966 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	984 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$40,000 (1996)
Tax Bill	$587.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`33-38-03-00004-1100-00004.0`
Alternative APN	`62525`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	984 sqft Living Area
Gross Area	1,128 sqft Gross Area
1st Floor	984 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design Style
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	100 ft x 100 ft Depth x Width
Porch Area	216 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	2190 E 98TH AVE
City	VERO BEACH
State	FL
Zip	32966-3002
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VERO TROPICAL GARDENS UNIT 2 BLK JJ LOT 4 & W 25 FT OF LOT 5 PBI 6-64
Legal Range	38E
Legal Township	33S
Legal Section	03
Legal Subdivision	VERO TROPICAL GARDENS UNIT 2
Legal Block	JJ
Legal Lot Number	4
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Minor Civil Division	FELLSMERE
Census Blockgroup	1
Census Block	1035
Census Tract	50909

Owner

Source: Indian River County records · APN 33-38-03-00004-1100-00004.0

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2190 E 98TH AVE, VERO BEACH, FL 32966-3002
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 1996 · Amount on Record
Deed Sale	Dec 18, 1996 · Amount on Record
Deed Book / Page	1132 / 1169
Last Transfer Date	Aug 11, 2016
Transfer Doc	0029570683
Record Refreshed	Jun 08, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2190 E 98TH AVE, VERO BEACH, FL 32966-3002
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030100735
Date	Mar 28, 2017
Book Page	3010/0735
Instrument	3120170015501

Lender

Name	PNC BANK NA
Type	Bank
Address	VERO BEACH, FL 32963

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 17, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$587.00 (+76.81%) Homeowner's exemption Senior Citizen's exemption	$51,145 (+5.98%)	$110,724 (+12.03%) Land $27,625 Building $83,099
2023	$332.00 (+3.43%)	$48,257 (+3%)	$98,832 (+42.59%) Land $17,850 Building $80,982
2022	$321.00	$46,852	$69,312 Land $8,500 Building $60,812

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 437 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.