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8020 E 98th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 8020 E 98th Ave, Vero Beach, FL 32967 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,690 sqft · built 2005
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Sep 2025)
Tax Bill$4,145 (2025)
Deeds & MortgagesAug 2021 Second Mortgage
Sep 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-38-34-00005-0160-00009.0

Property Details

APN / Parcel Number

Primary APN31-38-34-00005-0160-00009.0
Alternative APN
  • 30243

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,690 sqft Living Area
Gross Area2,376 sqft
1st Floor Area1,690 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions136 ft deep x 75 ft wide
View / LotInterior
Garage TypeAttached
Garage Area506 sqft
DrivewayDriveway
Driveway Area620 sqft
PorchScreened Porch
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8020 E 98TH AVE
CityVERO BEACH
StateFL
Zip32967-2800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVERO LAKE ESTATES UNIT F BLK P LOT 9 PBI 5-55
Legal SubdivisionVERO LAKE ESTATES UNIT F
Legal BlockP
Legal Lot Number9
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group1
Census Block1048
Census Tract50903

Owner

Source: Indian River County records · APN 31-38-34-00005-0160-00009.0

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8020 E 98TH AVE, VERO BEACH, FL 32967-2800
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Sep 03, 2025Warranty Deed, Transfer · FHA Mortgage
EMM LOANS LLC
Apr 30, 2025Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 03, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 2025 · Amount on Record
Deed SaleSep 03, 2025 · Amount on Record
Prior SaleApr 30, 2025 · Amount on Record
Deed Document Number202543662
Deed Book / Page3801 / 1970
Prior Transfer DateJan 03, 2025
Prior Transfer Doc0037470332
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address8020 E 98TH AVE, VERO BEACH, FL 32967-2800
Transaction TypeMortgage
Record UpdatedFeb 23, 2026
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address8020 E 98TH AVE, VERO BEACH, FL 32967-2800

Mortgage

Document Number0034531407
DateAug 12, 2021
Book Page3453/1407
Instrument3120210057651
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueAug 11, 2041

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateSep 03, 2025
Property Address8020 E 98TH AVE, VERO BEACH, FL 32967-2800
Document Number0038011970
Book / Page3801 / 1970
Map ReferenceMB 5 PG 55
Instrument DateAug 29, 2025
Instrument3120250043662
Transaction TypeTransfer
Record UpdatedMar 03, 2026
Title CompanyGATLIN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1091 PFINGSTEN RD, NORTHBROOK, IL 60062-3315

Transferred To (Grantee/Buyer)

NameVerified Name
Address8020 E 98TH AVE, VERO BEACH, FL 32967-2800

Mortgage

Document Number0038011972
DateSep 03, 2025
Instrument3801/1972
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

April 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateApr 30, 2025
Property Address8020 E 98TH AVE, VERO BEACH, FL 32967-2800
Document Number0037721095
Book / Page3772 / 1095
Map ReferenceMB 5 PG 55
Instrument DateApr 11, 2025
Instrument3120250021402
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,572.20
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address75 BEATTIE PL, GREENVILLE, SC 29601-2155

Transferred To (Grantee/Buyer)

NameVerified Name
Address1091 PFINGSTEN RD, NORTHBROOK, IL 60062-3315
InvestorPossibly a Property Investor

January 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateJan 03, 2025
Property Address8020 E 98TH AVE, VERO BEACH, FL 32967-2800
Document Number0037470332
Book / Page3747 / 332
Map ReferenceMB 23 PG 42-45
Instrument DateJan 03, 2025
Instrument3120250000471
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1731 BELMONT CIR SW, VERO BEACH, FL 32968-6714

Transferred To (Grantee/Buyer)

NameVerified Name
Address1731 BELMONT CIR SW, VERO BEACH, FL 32968-6714

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,145.00$262,306 Land $30,887 Building $231,419$262,306 Land $30,887 Building $231,419

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610509031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 285 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies285 in force
Nearby Flood Claims51 (1996–2023)
Claims Outside the SFHA2 of 51
Most Recent ClaimApr 2023
Claims By Storm
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Frances, Sep 2004 · 28 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 971 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 266 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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