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2190 Chalgrove Dr, Troy, MI 48098 Property Records

Oakland County property record for 2190 Chalgrove Dr, Troy, MI 48098 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,658 sqft · built 1955
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on File
Last Sale$399,000 (Nov 2022)
Tax Bill$19,358 (2025)
Deeds & MortgagesNov 2025 Mortgage
Sep 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-06-426-003

Property Details

APN / Parcel Number

Primary APN88-20-06-426-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,658 sqft Living Area
1st Floor Area1,658 sqft
Basement Area1,658 sqft
Unfinished Basement1,658 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area40,946 sqft (0.94 acres)
Lot Dimensions200 ft deep x 205 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address2190 CHALGROVE DR
CityTROY
StateMI
Zip48098-2294
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 6 CHARNWOOD HILLS NO. 3 LOT 174
Legal Range11E
Legal Township2N
Legal Section6
Legal SubdivisionCHARNWOOD HILLS SUB #3
Legal Lot Number174
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1020
Census Tract196400

Owner

Source: Oakland County records · APN 88-20-06-426-003

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6391 DENTON DR, TROY, MI 48098-2006
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · Conventional Mortgage
SUPERIOR NATIONAL BANK
Sep 18, 2025Deed of Trust, Mortgage · Line of Credit
SUPERIOR NATIONAL BANK
Oct 11, 2023Deed of Trust, Mortgage · Line of Credit
SUPERIOR NATIONAL BANK
Nov 18, 2022Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2022 · Amount on Record
Deed SaleNov 18, 2022 · Amount on Record
Prior SaleMay 17, 2005 · Amount on Record
Deed Document Number2022473651
Deed Book / Page58272 / 45
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2190 CHALGROVE DR, TROY, MI 48098-2294
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2190 CHALGROVE DR, TROY, MI 48098-2294
InvestorPossibly a Property Investor

Mortgage

Document Number20250147854
DateNov 25, 2025
Book Page60728/531
Instrument20250147854
Lender
NameSUPERIOR NATIONAL BANK
TypeBank
AddressHANCOCK, MI 49930
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2190 CHALGROVE DR, TROY, MI 48098-2294
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6391 DENTON DR, TROY, MI 48098-2006

Mortgage

Document Number0000117080
DateSep 18, 2025
Book Page60536/188
Instrument117080
Lender
NameSUPERIOR NATIONAL BANK
TypeBank
AddressHANCOCK, MI 49930
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueAug 25, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2190 CHALGROVE DR, TROY, MI 48098-2294
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6391 DENTON DR, TROY, MI 48098-2006

Mortgage

Document Number0000111636
DateOct 11, 2023
Book Page58935/224
Instrument111636
Lender
NameSUPERIOR NATIONAL BANK
TypeBank
AddressHANCOCK, MI 49930
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 04, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 18, 2022
Property Address2190 CHALGROVE DR, TROY, MI 48098-2294
Document Number0000473651
Book / Page58272 / 45
Map ReferenceLB 78 PG 6
Instrument DateNov 15, 2022
Instrument473651
Transaction TypeTransfer
Record UpdatedDec 06, 2022
Title CompanyPREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,992.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2190 CHALGROVE DR, 2190, TROY, MI 48098-2294

Transferred To (Grantee/Buyer)

NameVerified Name
Address6391 DENTON DR, TROY, MI 48098-2006

Mortgage

Document Number0005827247
DateNov 18, 2022
Instrument58272/47
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateDec 01, 2027
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change9%
Index1-Year T-Bill
Max Rate12%

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$19,358.00 (+273.49%)
2023$345,800
2022$5,183.00$172,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251964001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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