2123 Chalgrove Dr, Troy, MI 48098 Property Records

Oakland County property record for 2123 Chalgrove Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,795 sqft · built 2005
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on Record
Last Sale	$1,035,000 (Mar 2022)
Tax Bill	$16,438 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-06-427-004`

Property Details

APN / Parcel Number

Primary APN	`88-20-06-427-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	16 Rooms
Stories	1 Story
Building Area	3,795 sqft Living Area
1st Floor Area	2,348 sqft
Basement Area	2,348 sqft
Unfinished Basement	2,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Lot Area	42,253 sqft (0.97 acres)
Lot Dimensions	201 ft deep x 210 ft wide
Garage Area	802 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2123 CHALGROVE DR
City	TROY
State	MI
Zip	48098-2296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	T2N, R11E, SEC 6 CHARNWOOD HILLS NO. 3 LOT 167
Legal Range	11E
Legal Township	2N
Legal Section	6
Legal Subdivision	CHARNWOOD HILLS #3
Legal Lot Number	167
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1028
Census Tract	196400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2123 CHALGROVE DR, TROY, MI 48098-2296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Prior Sale	Sep 21, 2004 · Amount on Record
Deed Document Number	2022342638
Deed Book / Page	57576 / 437
Prior Transfer Date	Jan 21, 2013
Prior Transfer Doc	0000040590
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 14, 2022
Property Address	2123 CHALGROVE DR, TROY, MI 48098-2296
Document Number	0000342638
Book / Page	57576 / 437
Map Reference	LB 78 PG 6
Instrument Date	Mar 9, 2022
Instrument	342638
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	INTERSTATE TITLE, INTERSTATE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2123 CHALGROVE DR, 2123, TROY, MI 48098-2296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 CHALGROVE DR, TROY, MI 48098-2296

Mortgage

Document Number	0057573736
Date	Mar 14, 2022
Instrument	57573/736

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2037
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	Other
Margin	3
Max Rate	8.12%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,438.00 (+93.57%)
2023			$859,780
2022	$8,492.00	$429,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20