219 Smith Dr, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 219 Smith Dr, Mount Gilead, NC 27306

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 2,465 sqft · built 2018
Lot Size	8.86 acres (385,942 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,139 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6595 00 97 1546`

Property Details

APN / Parcel Number

Primary APN	`6595 00 97 1546`
Alternative APN	`1477455`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,465 sqft Finished Area
Basement Area	2,465 sqft
Unfinished Basement	2,465 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	385,942 sqft (8.86 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1477455
Street Address	219 SMITH DR
City	MOUNT GILEAD
State	NC
Zip	27306-8971
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	SMITH TRACT 5 SMITH #5
Legal Subdivision	ANTHONY N SMITH PROPERTY
Legal Tract	5
Jurisdiction	MONTGOMERY NC
Township / Civil Division	PEE DEE
Census Block Group	1
Census Block	1073
Census Tract	960402

Owner

219 Smith Dr, a residential property, is owned and occupied by two individuals.

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	219 SMITH DR, MOUNT GILEAD, NC 27306-8971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC
May 2, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	219 SMITH DR, MOUNT GILEAD, NC 27306-8971
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000854/75
Date	Aug 24, 2020
Book Page	854/75
Instrument	364385

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	219 SMITH DR, MOUNT GILEAD, NC 27306-8971
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00823/0567
Date	Mar 29, 2019
Book Page	0823/0567
Instrument	358106

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	219 SMITH DR, MOUNT GILEAD, NC 27306-8971
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000922/539
Date	May 2, 2023
Book Page	922/539
Instrument	378086

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 219 Smith Dr was $2,139.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,285 (-) Land $19,790 Building $314,495	$334,285 (-) Land $19,790 Building $314,495
2025	$2,139.00	$334,285 Land $19,790 Building $314,495	$334,285 Land $19,790 Building $314,495
2023		$334,285 Land $19,790 Building $314,495	$334,285 Land $19,790 Building $314,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 219 Smith Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 Smith Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Smith Dr

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