Montgomery County property record for 189 Smith Dr, Mount Gilead, NC 27306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,488 sqft · built 1997 |
| Lot Size | 2.57 acres (111,949 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $965 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 6595 00 97 4584 |
| Primary APN | 6595 00 97 4584 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,488 sqft Finished Area |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 111,949 sqft (2.57 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Account Number | 36589 |
|---|---|
| Street Address | 189 SMITH DR |
| City | MOUNT GILEAD |
| State | NC |
| Zip | 27306-8970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SMITH TRACT 4 SMITH #4 |
| Legal Tract | 4 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | PEE DEE |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 960402 |
189 Smith Dr is owned and occupied by two individuals who acquired it in September 2026.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 189 SMITH DR, MOUNT GILEAD, NC 27306-8970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 10, 2026 |
| Transfer Doc | 0000392402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Sep 21, 2026 |
| Property Address | 189 SMITH DR, MOUNT GILEAD, NC 27306-8970 |
| Document Number | 0000392402 |
| Book / Page | 993 / 49 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 2026392402 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
The 2025 property tax bill for 189 Smith Dr was $965.
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,819 (-) Land $10,355 Building $140,464 | $150,819 (-) Land $10,355 Building $140,464 | |
| 2025 | $965.00 | $150,819 Land $10,355 Building $140,464 | $150,819 Land $10,355 Building $140,464 |
| 2023 | $150,819 Land $10,355 Building $140,464 | $150,819 Land $10,355 Building $140,464 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Smith Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 189 Smith Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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