219 James Rd, Spring Grove, IL 60081 Property Records

McHenry County property record for 219 James Rd, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3,800 sqft · built 1961
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Sep 2025)
Tax Bill	$5,322 (2024)
Deeds & Mortgages	Sep 2025 Sale Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-400-006`

Property Details

APN / Parcel Number

Primary APN	`05-17-400-006`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	3,800 sqft Living Area
1st Floor Area	1,900 sqft
Basement Area	1,900 sqft
Finished Basement	1,900 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	87,120 sqft (2 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	219 JAMES RD
City	SPRING GROVE
State	IL
Zip	60081-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0012992 PT NE1/4 SE1/4
Legal Block	400
Jurisdiction	MCHENRY IL
Township / Civil Division	BURTON
Census Block Group	1
Census Block	1014
Census Tract	870105

Owner

Source: McHenry County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	219 JAMES RD, SPRING GROVE, IL 60081-9612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer UNKNOWN, BLACKHAWK TITLE SERVICES
Jan 10, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 6, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 24, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	202526863
Prior Transfer Date	Nov 16, 1999
Prior Transfer Doc	0000079667
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 30, 2025
Property Address	219 JAMES RD, SPRING GROVE, IL 60081-9612
Document Number	0000026863
Instrument Date	Sep 22, 2025
Instrument	2025R0026863
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	UNKNOWN, BLACKHAWK TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	219 JAMES RD, SPRING GROVE, IL 60081-9612

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	219 JAMES RD, SPRING GROVE, IL 60081-9612
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 JAMES RD, SPRING GROVE, IL 60081-9612

Mortgage

Document Number	0000000716
Date	Jan 10, 2024
Instrument	2024R0000716

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	219 JAMES RD, SPRING GROVE, IL 60081-9612
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 JAMES RD, SPRING GROVE, IL 60081-9612

Mortgage

Document Number	0000020098
Date	Jun 6, 2022
Instrument	2022R0020098

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Jan 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 24, 2018
Property Address	219 JAMES RD, SPRING GROVE, IL 60081-9612
Document Number	0000012992
Instrument Date	Apr 12, 2018
Instrument	2018R0012992
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	BLACKHAWK TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	219 JAMES R D, RD, SPRING GROVE, IL 60081-9612

Mortgage

Document Number	0000012993
Date	Apr 24, 2018
Instrument	2018R0012993

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Burton Township
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,322.00 Homeowner's exemption	$82,054 (+21.89%) Land $26,340 Building $55,714	$246,162 (+21.89%) Land $79,020 Building $167,142
2022	Homeowner's exemption	$67,319 Land $21,610 Building $45,709	$201,957 Land $64,830 Building $137,127

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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