217 James Rd, Spring Grove, IL 60081 Property Records

McHenry County property record for 217 James Rd, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,225 sqft · built 1901
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Apr 2017)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-17-400-007`

Property Details

APN / Parcel Number

Primary APN	`05-17-400-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,225 sqft Living Area
Basement Area	800 sqft

Exterior

Year Built	Built 1901
Architectural Style	Other
Exterior Material	Wood
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	660 ft deep x 132 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	217 JAMES RD
City	SPRING GROVE
State	IL
Zip	60081-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0011928 PT SE1/4
Legal Range	09E
Legal Township	46N
Legal Section	17
Legal Subdivision	PADDOCK ESTATES JAMESSHANNON SCHULTZ SPR
Legal Block	400
Jurisdiction	MCHENRY IL
Township / Civil Division	BURTON
Census Block Group	1
Census Block	1014
Census Tract	870105

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5 MORNINGSIDE AVE, WEST CHICAGO, IL 60185-2433
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2017 · Amount on Record
Deed Sale	Apr 5, 2017 · Amount on Record
Prior Sale	Nov 1, 2016 · Amount on Record
Deed Document Number	2017R0011928
Record Updated	Jun 7, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 5, 2017
Property Address	217 JAMES RD, SPRING GROVE, IL 60081-9612
Document Number	0000011928
Instrument Date	Mar 30, 2017
Instrument	2017R0011928
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 JAMES RD, 217, SPRING GROVE, IL 60081-9612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MORNINGSIDE AVE, WEST CHICAGO, IL 60185-2433

Mortgage

Document Number	0000011929
Date	Apr 5, 2017
Instrument	2017R0011929

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Burton Township
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$59,870 Land $21,610 Building $38,260	$179,610 Land $64,830 Building $114,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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