219 E White St, Pontiac, IL 61764 Property Records

Livingston County property record for 219 E White St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,125 sqft · built 1916
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Mar 2011)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`15-15-23-455-025`

Property Details

APN / Parcel Number

Primary APN	`15-15-23-455-025`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	126 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	500 sqft

Location & Zoning

Street Address	219 E WHITE ST
City	PONTIAC
State	IL
Zip	61764-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-23-455-025 LOT 100 X 126 LOTS 15 & 16 BLK 11 & S1/2 VAC ALLEY LYG N & ADJ DRIVING PARK ADD
Legal Subdivision	DJ DRIVING PARK ADD
Legal Block	11,
Legal Lot Number	15,16
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	4
Census Block	4024
Census Tract	960600

Owner

219 E White St is owned and occupied by an individual who bought it in March 2011.

Source: Livingston County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	219 E WHITE ST, PONTIAC, IL 61764-2236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Mar 29, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2011 · Amount on File
Deed Sale	Mar 2, 2011 · Amount on File
Deed Document Number	2011607964
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Mar 1, 2023
Property Address	219 E WHITE ST, PONTIAC, IL 61764-2236
Document Number	2023R00673
Instrument Date	Mar 1, 2023
Instrument	2023R-00673
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 HANCOCK DR APT 1, 1, NORMAL, IL 61761-6736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 E WHITE ST, PONTIAC, IL 61764-2236

Mortgage

Document Number	2023R00674
Date	Mar 1, 2023
Instrument	2023R-00674

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Mar 29, 2018
Property Address	219 E WHITE ST, PONTIAC, IL 61764-2236
Document Number	2018R01214
Instrument Date	Mar 22, 2018
Instrument	2018R-01214
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 E WHITE ST, PONTIAC, IL 61764-2236

Tax Assessment & Valuation

The 2025 property tax bill for 219 E White St was $1,963 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,963.00	$28,407 Land $2,922 Building $25,485	$85,221 Land $8,766 Building $76,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 219 E White St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	140 (1979–2020)
Claims Outside the SFHA	2 of 140
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 E White St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Watch TV.

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