101 E White St, Pontiac, IL 61764 Property Records

Livingston County property record for 101 E White St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,650 sqft · built 1940
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Jul 2021)
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`15-15-23-454-007`

Property Details

APN / Parcel Number

Primary APN	`15-15-23-454-007`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,650 sqft Living Area
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Detached
Garage Area	816 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	101 E WHITE ST
City	PONTIAC
State	IL
Zip	61764-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-23-454-007 .41 ACRE LOTS 9 & 10 BLK 10 & S1/2 VAC ALLEY LYG N & ADJ DRIVING PARK ADD
Legal Subdivision	DJ DRIVING PARK ADD
Legal Block	10,
Legal Lot Number	9,10
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	4
Census Block	4022
Census Tract	960600

Owner

101 E White St is owned and occupied by an individual who bought it in July 2021.

Source: Livingston County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	101 E WHITE ST, PONTIAC, IL 61764-2235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Joint Tenancy Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Deed Document Number	20213368
Prior Transfer Date	Jul 2, 2021
Prior Transfer Doc	2021R03368
Record Updated	Oct 29, 2026

July 2021: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jul 6, 2021
Property Address	101 E WHITE ST, PONTIAC, IL 61764-2235
Document Number	2021R03368
Map Reference	DOC 461270
Instrument Date	Jul 2, 2021
Instrument	2021R-03368
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 W MADISON ST, 207, PONTIAC, IL 61764-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E WHITE ST, PONTIAC, IL 61764-2235

Mortgage

Document Number	2021R03369
Date	Jul 6, 2021
Instrument	2021R-03369

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON IL
Property Address	101 E WHITE ST, PONTIAC, IL 61764-2235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04785
Date	Oct 27, 2020
Instrument	2020R-04785

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 101 E White St was $3,349 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,349.00	$44,213 Land $2,926 Building $41,287	$132,639 Land $8,778 Building $123,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 E White St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	140 (1979–2020)
Claims Outside the SFHA	2 of 140
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 E White St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Watch TV.

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